Gifford Lake Area
Wide open spaces
The quick answer
Gifford Lake Area is a neighborhood, part of Baldwin Community Schools. Homes here typically sell for around $235,000.
1 home for sale·Median $235K·Walkability 0.9/10·Schools 4.0/10
The view that sticks with you here is water—Lake Michigan just beyond the ridge. This is cabin country, genuinely, the kind of place where you own 10+ acres, a covered porch faces the firepit, and the furnished one- or two-bedroom place is either your escape hatch or your whole life depending on the season. Golf course and trails crisscross the area; the Pere Marquette River runs through, and snowmobile routes connect everything in winter. You're close enough to walk into Manistee National Forest in under ten minutes, far enough from anything commercial that silence is the default. The park infrastructure—heated pool, hot tub, pavilion—suggests this isn't pure wilderness but rather a deliberate choice to live small and deliberately, where road conditions are good, lot sizes are measured in acres not square feet, and the calendar runs on fishing season and hunting season and whatever you want to call the months in between.
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Why people love it here
10.3 acre avg lots
- 370 homes
$235K median
- 4 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Gifford Lake Area
Estimated Monthly Payment
$1,595/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
4 homes sold in Gifford Lake Area this year. Thinking of selling?
See what your home is worthMedian Sale Price
$235K
4 sales in last 12mo
Parks Nearby
0
within 1 mile
Nearest Park
Reed Lake Boating Access Site
1.7 mi
Expected Rent
$775/mo
$675 – $875 · wider-area estimate
Based on 4 rated schools nearby
Range: 3/10 to 5/10
School District: Baldwin Community Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Gifford Lake
+1 more
To buy a median-priced Gifford Lake Area home (around $235,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $42k/year in household income to qualify — an estimated monthly payment of $1,583 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,583/mo | $42,211 |
| 10% (+PMI) | $1,822/mo | $48,583 |
| 5% (+PMI) | $1,902/mo | $50,726 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Median Price
$65K
Per listing
Solar potential
~$896/yr in electricity from a typical rooftop solar system
Produces ~6,272 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for Gifford Lake Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Reed Lake Boating Access Site
1.7 mi
Parks Nearby
0
within 1 mile
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Gifford Lake Area? Our team can help with availability, schools, and what it's really like to live here.
Living in Gifford Lake Area: the details
Is Gifford Lake Area a good place to live?
Gifford Lake Area is a strong fit if you want room to spread out on larger lots — here is what the data shows. For getting around, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Baldwin Community Schools. Homes here typically sell for around $235,000.
What does it cost to live in Gifford Lake Area?
The typical home in Gifford Lake Area goes for around $235,000. There is 1 home for sale here right now and 4 homes sold here in the past year.
Frequently asked about Gifford Lake Area
- What do homes cost in Gifford Lake Area?
- The median home value in Gifford Lake Area is about $235,000. Individual prices vary by street, size, and condition.
- How active is the Gifford Lake Area housing market?
- there is 1 home for sale in Gifford Lake Area right now, and 4 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Gifford Lake Area?
- Gifford Lake Area is served by Baldwin Community Schools. Its highest-rated assigned school is Mason County Central HS (5/10).
- Is Gifford Lake Area walkable?
- Gifford Lake Area scores 0.9/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
