W 12th St & W 16th St Area
Wide open spaces
1 home for sale·Median $125K·Walkability 0.0/10·Schools 3.7/10
You're looking at expansive acreage where the default is measured in tens rather than tenths—think 10, 20, 80 acres bordering federal land, not subdivision lots. The nearest restaurant sits 1.8 miles away, which tells you everything about how spread out things are, and Lake Michigan is only 1.2 miles off, though the water that really defines daily life here is quieter: Tussing Lake, the Pere Marquette River winding through for kayaking, and forest cover that comes with access to thousands of acres of public land on multiple sides. The hunting and outdoor recreation angle isn't incidental—it's architectural. You'll see pole barns, generator setups, well and septic systems designed for deep rural living, wood-burning stoves, and properties where trail access or Forest Service roads are listed the same way other neighborhoods list transit. This is the kind of place where a covered patio or a finished loft in a barn reads as genuine improvement, and where "seclusion" on the listing means you actually get it.
Why people love it here
11.1 acre avg lots
- 314 homes
$125K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in W 12th St & W 16th St Area
Estimated Monthly Payment
$849/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Recent Sale Price
$125K
1 recent sale
Parks Nearby
0
within 1 mile
Nearest Park
Unnamed park
4.8 mi
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Wolf Lake
Big O Motorcycle Trail
Crime in W 12th St & W 16th St Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced W 12th St & W 16th St Area home (around $125,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $22k/year in household income to qualify — an estimated monthly payment of $831 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $831/mo | $22,171 |
| 10% (+PMI) | $957/mo | $25,526 |
| 5% (+PMI) | $999/mo | $26,647 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$898/yr in electricity from a typical rooftop solar system
Produces ~6,281 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for W 12th St & W 16th St Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
4.8 mi
Parks Nearby
0
within 1 mile
Frequently asked about W 12th St & W 16th St Area
- What do homes cost in W 12th St & W 16th St Area?
- The median home value in W 12th St & W 16th St Area is about $125,000. Individual prices vary by street, size, and condition.
- How active is the W 12th St & W 16th St Area housing market?
- there is 1 home for sale in W 12th St & W 16th St Area right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve W 12th St & W 16th St Area?
- W 12th St & W 16th St Area is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Senior High School (4/10).
- Is W 12th St & W 16th St Area walkable?
- W 12th St & W 16th St Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.