Virginia Park
Great schools with outdoor access
Median $425K·Walkability 3.3/10·Schools 5.6/10
Early morning light catches the water here, and that's when you realize how close you actually are to Lake Macatawa—some homes sit just a short walk or quick drive down natural access points to the shore. The area sits in Park Township, near Holland State Park and the beaches, with that mix of wooded lots and waterfront proximity that makes summer feel immediate. Recent homes show what people are drawn to: updated kitchens and hardwood floors, but mostly the location itself—you're close enough to downtown Holland and Saugatuck for a real outing, yet far enough back that the neighborhood stays lined with trees and quieter streets. It's the kind of stretch where a dead-end road and a wooded backyard aren't compromises; they're the whole point.
Why people love it here
Lake life
- Lake Macatawa within walking distance
- 20 parks within 1 mile
- Virginia Park Trail: 2 min walk
- Unnamed bike path: 2 min walk
$425K median
- 69 sales in last 12mo
Notable nearby
Conventional Mortgage Calculator
Median home price in Virginia Park
Estimated Monthly Payment
$2,885/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
69 homes sold in Virginia Park this year. Thinking of selling?
See what your home is worthBased on 7 rated schools nearby
Range: 2/10 to 9/10
School District: West Ottawa Public School District
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Central Park Market
Tell-Tales Trattoria
Virginia Park
Virginia Park Playground
Macatawa Park Beach
Harrington Avenue
Virginia Park Trail
Kollen Park Launch
Myrtle South of South Shore (Central Park Market)
+1 more
Walgreens
Herrick District Library
The Day Center of Evergreen
Sperry's Moviehouse
Crime in Virginia Park is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Virginia Park home (around $425,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $76k/year in household income to qualify — an estimated monthly payment of $2,865 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,865/mo | $76,398 |
| 10% (+PMI) | $3,297/mo | $87,931 |
| 5% (+PMI) | $3,443/mo | $91,809 |
Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Who actually lends in Virginia Park, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$877/yr in electricity from a typical rooftop solar system
Produces ~6,395 kWh/yr · offsets ~61% of a typical home's use
Municipal / public water
Based on assessor parcel records
Municipal sewer
Based on assessor parcel records
Resident-arranged hauler + township yard-waste sites
Curbside via private haulers; township provides yard-waste recycling locations.
SEMCO Energy / Consumers Energy
Regional gas utility; inferred.
Confirm by addressOttawa County Sheriff's Office
Sheriff E-Unit/community policing deputies funded by township millage, in partnership with Holland Twp.
Services for Park · Source: parktownship.org
Utility, solar, and service details for Virginia Park are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(16)
Grocery Store
Down the Hatch Party Store
Grocery Store
Supermercado La Reina
Grocery Store
+13 more within 5 miles
🍕 Restaurants(9)
Restaurant
Repp's Landing
Restaurant
windmill
Restaurant
Dune Dogz & Treats
Restaurant
Restaurant
+4 more within 5 miles
☕ Coffee(8)
+5 more within 5 miles
🍺 Bars(8)
+5 more within 5 miles
🏫 Schools(25)
+20 more within 5 miles
💪 Gyms(5)
Elite Fitness Development
Fitness Center
Fitness Center
Fitness Center at Douglas Avenue & North River Avenue
Fitness Center
+2 more within 5 miles
🐕 Dog Parks(1)
Park Township Dog Park
Dog Park
🚴 Trails(5)
Virginia Park Woods Trail
Bike Path
Virginia Park Trail
Bike Path
Unnamed bike_path
Bike Path
+2 more within 5 miles
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
🚌 Transit(30)
Transit Stop
Transit Stop
+27 more within 5 miles
👶 Childcare(2)
Childcare Center
Little Kingdom Warriors Academy LLC.
Childcare Center
🏥 Hospitals(1)
Hospital
📚 Libraries(4)
+1 more within 5 miles
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Virginia Park? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Virginia Park
- What do homes cost in Virginia Park?
- The median home value in Virginia Park is about $425,000. Individual prices vary by street, size, and condition.
- How active is the Virginia Park housing market?
- there are 18 homes for sale in Virginia Park right now, and 69 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Virginia Park?
- Virginia Park is served by West Ottawa Public School District. Its highest-rated assigned school is West (9/10).
- Is Virginia Park walkable?
- Virginia Park scores 3.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Virginia Park
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