Utley Lake
Surrounded by nature
Median $218K·Walkability 0.9/10·Schools 4.0/10
This peaceful residential area in Kent County offers spacious living with generous lot sizes averaging nearly half an acre, providing residents with plenty of room to spread out and enjoy outdoor activities. The 171-acre community maintains a quiet, suburban atmosphere while staying connected to the greater Grand Rapids metropolitan area.
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Why people love it here
Lake life
- Utley Lake within walking distance
- Toft Lake: 9 min bike
- Twinwood Lake: 6 min drive
$218K median
- Based on 3yr sales
Notable nearby
Lake facts
MI DNRDepth, fish species, and motor restrictions sourced from MI DNR — coming soon.
Conventional Mortgage Calculator
Median home price in Utley Lake
Estimated Monthly Payment
$1,480/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Coolbough Natural Area
1.1 mi
Parks Nearby
0
within 1 mile
Based on 3 rated schools nearby
Range: 3/10 to 5/10
School District: White Cloud Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Shamrock
White Cloud-Ziegler Roadside Park
+1 more
Playground in Michigan Land And Outing Co.S Sub. Area
Toft Lake
+1 more
Beach in Supervisors Plat No. 1 Garfield
+1 more
Catherdral Pines Loop
Newaygo Area District Library
To buy a median-priced Utley Lake home (around $218,000) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $39k/year in household income to qualify — an estimated monthly payment of $1,471 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,471/mo | $39,219 |
| 10% (+PMI) | $1,693/mo | $45,138 |
| 5% (+PMI) | $1,767/mo | $47,129 |
Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$914/yr in electricity from a typical rooftop solar system
Produces ~6,395 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural township; private wells typical.
Septic - individual
Rural township; individual septic typical.
Resident-arranged private hauler
Residents arrange private trash haulers.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Regional IOU.
Confirm by addressPropane / LP (no piped gas)
Rural township; likely propane.
Confirm by addressWhite Cloud / area fire department
Township hall in White Cloud; covered by White Cloud-area fire service via mutual aid.
Services for Everett Township · Source: everetttownship.com
Utility, solar, and service details for Utley Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(2)
River Banks Nutrition
Fast Food
Fast Food
🍺 Bars(4)
Newaygo Brewing Company
Pub
Sportsman's Bar
Bar
Riverstop Saloon and Grill
Bar
+1 more within 5 miles
🏫 Schools(5)
Bigelow School
School
Kimball Lake School
School
🌳 Parks(3)
🚴 Trails(4)
Unnamed bike_path
Bike Path
Bike Path
Bike Path
Cycleway loop off Centerline Ct
Bike Path
+1 more within 5 miles
📚 Libraries(1)
Newaygo Area District Library
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Utley Lake? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Utley Lake
- What do homes cost in Utley Lake?
- The median home value in Utley Lake is about $218,000. Individual prices vary by street, size, and condition.
- What schools serve Utley Lake?
- Utley Lake is served by White Cloud Public Schools. Its highest-rated assigned school is White Cloud Elementary School (5/10).
- Is Utley Lake walkable?
- Utley Lake scores 0.9/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Utley Lake
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.