USBORNE RD & E Vedder Rd Area
Solid value in a growing area
Median $412K·Walkability 0.0/10·Schools 6.0/10
Out here on acreage carved from rolling farmland, the horizon stretches wide—orchards and open fields punctuated by farmhouses set well back from quiet rural roads. Lots run large, often twenty acres or more, with room for barns, pastures, and the kind of quiet that comes from real distance between neighbors. Homes tend toward the practical and charming: renovated farmhouses with modern kitchens sitting alongside original rural structures, many with mudrooms and wood stoves that speak to winters and land management. Spring Lake lies right at the edge of the area, and Middle Lake Public Access is about a mile and a half away for those looking to fish or launch a boat. The nearest grocery, coffee, and restaurants cluster about three miles out, a short drive that doesn't interrupt the sense of being genuinely removed from everything. Gerald R. Ford International Airport sits roughly thirty-three minutes north, close enough for real convenience without the hum of traffic overhead.
Why people love it here
$412K median
- 4 sales in last 12mo
Conventional Mortgage Calculator
Median home price in USBORNE RD & E Vedder Rd Area
Estimated Monthly Payment
$2,797/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
4 homes sold in USBORNE RD & E Vedder Rd Area this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 5/10 to 7/10
School District: Lakewood Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Middle Lake Public Access
Huckleberry Lake
+1 more
Beach in Vedder Rd & M 50 Area
Hastings 4
Crime in USBORNE RD & E Vedder Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Barry County.
Barry County crime & safety stats →To buy a median-priced USBORNE RD & E Vedder Rd Area home (around $412,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $73k/year in household income to qualify — an estimated monthly payment of $2,740 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,740/mo | $73,075 |
| 10% (+PMI) | $3,155/mo | $84,133 |
| 5% (+PMI) | $3,294/mo | $87,830 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Who actually lends in USBORNE RD & E Vedder Rd Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$905/yr in electricity from a typical rooftop solar system
Produces ~6,335 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for USBORNE RD & E Vedder Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Middle Lake Public Access
3.5 mi
Parks Nearby
0
within 1 mile
Frequently asked about USBORNE RD & E Vedder Rd Area
- What do homes cost in USBORNE RD & E Vedder Rd Area?
- The median home value in USBORNE RD & E Vedder Rd Area is about $412,000. Individual prices vary by street, size, and condition.
- How active is the USBORNE RD & E Vedder Rd Area housing market?
- no homes are listed in USBORNE RD & E Vedder Rd Area right now, and 4 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve USBORNE RD & E Vedder Rd Area?
- USBORNE RD & E Vedder Rd Area is served by Lakewood Public Schools. Its highest-rated assigned school is Lakewood High School (7/10).
- Is USBORNE RD & E Vedder Rd Area walkable?
- USBORNE RD & E Vedder Rd Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.