Upper Scott Lake
Surrounded by nature
Median $478K·Walkability 2.4/10·Schools 4.0/10
This 309-acre community in Kent County offers spacious living with a median lot size of 1.33 acres, providing residents with plenty of room to spread out and enjoy privacy. The generous lot sizes create an open, suburban feel where families can have gardens, play areas, and space for outdoor activities while still being part of the greater Grand Rapids area.
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Why people love it here
Lake life
- Upper Scott Lake within walking distance
- Upper Scott Lake: 8 min walk
- Lower Scott Lake: 7 min bike
$478K median
- Based on 3yr sales
Lake facts
MI DNRConventional Mortgage Calculator
Median home price in Upper Scott Lake
Estimated Monthly Payment
$3,242/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Kal-Haven State Trail Access
5.2 mi
Parks Nearby
0
within 1 mile
Based on 1 rated school nearby
School District: Bloomingdale Public School District
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Upper Scott Lake
Crime in Upper Scott Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Allegan County.
Allegan County crime & safety stats →To buy a median-priced Upper Scott Lake home (around $477,500) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $86k/year in household income to qualify — an estimated monthly payment of $3,221 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,221/mo | $85,903 |
| 10% (+PMI) | $3,708/mo | $98,869 |
| 5% (+PMI) | $3,871/mo | $103,230 |
Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$873/yr in electricity from a typical rooftop solar system
Produces ~6,371 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural; individual wells.
Septic - individual
Individual septic systems.
Resident-arranged hauler
Republic/Waste Management common in area.
Consumers Energy Co · ~13.7¢/kWh
Regional electric provider.
Confirm by addressLocal township/area fire department
Rural fire coverage; confirm provider.
Services for Lee Township · Source: leetownship.org
Utility, solar, and service details for Upper Scott Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Upper Scott Lake? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Upper Scott Lake
- What do homes cost in Upper Scott Lake?
- The median home value in Upper Scott Lake is about $477,500. Individual prices vary by street, size, and condition.
- What schools serve Upper Scott Lake?
- Upper Scott Lake is served by Bloomingdale Public School District. Its highest-rated assigned school is Pullman Elementary School (4/10).
- Is Upper Scott Lake walkable?
- Upper Scott Lake scores 2.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Upper Scott Lake
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