Upper Lake Plat
Solid value in a growing area
Median $315K·Walkability 0.5/10·Schools 3.7/10
Most people picture wide-open country when they hear "West Michigan," but Upper Lake Plat delivers something different—an 11-acre subdivision where homes cluster around genuine proximity to both space and access. You're looking at homes around $315K here, which buys you room to breathe without the long commute; downtown Grand Rapids is about 35 minutes away.
Why people love it here
$315K median
- 1 recent sale
Mortgage Calculator
Median home price in Upper Lake Plat
Estimated Monthly Payment
$2,138/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Based on 3 rated schools nearby
Range: 1/10 to 5/10
School District: Cedar Springs Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
FISK KNOB
Spring Lake Launch
Crime in Upper Lake Plat is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Upper Lake Plat home (around $315,000) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $56k/year in household income to qualify — an estimated monthly payment of $2,085 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,085/mo | $55,606 |
| 10% (+PMI) | $2,401/mo | $64,027 |
| 5% (+PMI) | $2,506/mo | $66,837 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$916/yr in electricity from a typical rooftop solar system
Produces ~6,412 kWh/yr · offsets ~61% of a typical home's use
Private well (City of Cedar Springs water in pockets)
Rural on private well; City of Cedar Springs provides water/sewer in serviced pockets.
Septic - individual (City of Cedar Springs sewer in pockets)
Rural on septic; Cedar Springs Wastewater Treatment Plant serves serviced areas.
Resident-arranged private hauler
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressServices for Solon · Source: solontwp.org
Utility, solar, and service details for Upper Lake Plat are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
FISK KNOB
1.1 mi
Parks Nearby
0
within 1 mile
🍕 Restaurants(11)
Fraternal Order of Eagles
Restaurant
Restaurant
Cuts Deli
Restaurant
Panda Chinese Restaurant
Restaurant
+6 more within 5 miles
☕ Coffee(8)
+5 more within 5 miles
🍺 Bars(3)
🏫 Schools(10)
Briggs School
Crandall School
Pangbron School
White Creek School
Big Whitefish School
+5 more within 5 miles
💪 Gyms(1)
Fitness Center
🌳 Parks(7)
+4 more within 5 miles
🚴 Trails(3)
⛵ Boat Launches(2)
Boat Launch
Boat Launch
🚌 Transit(1)
Transit Stop
Frequently asked about Upper Lake Plat
- What do homes cost in Upper Lake Plat?
- The median home value in Upper Lake Plat is about $315,000. Individual prices vary by street, size, and condition.
- How active is the Upper Lake Plat housing market?
- no homes are listed in Upper Lake Plat right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Upper Lake Plat?
- Upper Lake Plat is served by Cedar Springs Public Schools. Its highest-rated assigned school is Cedar View Elementary School (7/10).
- Is Upper Lake Plat walkable?
- Upper Lake Plat scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Upper Lake Plat
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