Upper Lake
Surrounded by nature
Median $640K·Walkability 3.5/10·Schools 3.7/10
This intimate residential area in Kent County spans 280 acres and offers residents generous lot sizes averaging about one-third of an acre. The spacious properties provide plenty of room for outdoor activities, gardens, and privacy between homes. Located within the greater Grand Rapids area, residents enjoy easy access to the city's nearby amenities while maintaining a more suburban feel with room to breathe.
Why people love it here
Lake life
- Upper Lake within walking distance
- Upper Lake: 1 min walk
- Middle Lake: 7 min drive
$640K median
- 1 recent sale
Lake facts
MI DNRDepth, fish species, and motor restrictions sourced from MI DNR — coming soon.
Conventional Mortgage Calculator
Median home price in Upper Lake
Estimated Monthly Payment
$4,345/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
FISK KNOB
1.1 mi
Parks Nearby
0
within 1 mile
Based on 3 rated schools nearby
Range: 1/10 to 5/10
School District: Cedar Springs Public Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Fisk Knob Park
Upper Lake
+1 more
Fisk Knob Northeast
Spring Lake Launch
Kent District Library Nelson Township Branch
Crime in Upper Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Upper Lake home (around $640,000) at today's 6.58% 30-year fixed rate with 20% down, you'd need roughly $114k/year in household income to qualify — an estimated monthly payment of $4,287 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $4,287/mo | $114,325 |
| 10% (+PMI) | $4,935/mo | $131,602 |
| 5% (+PMI) | $5,152/mo | $137,396 |
Estimates use a 6.58% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$916/yr in electricity from a typical rooftop solar system
Produces ~6,412 kWh/yr · offsets ~61% of a typical home's use
Private well (City of Cedar Springs water in pockets)
Rural on private well; City of Cedar Springs provides water/sewer in serviced pockets.
Septic - individual (City of Cedar Springs sewer in pockets)
Rural on septic; Cedar Springs Wastewater Treatment Plant serves serviced areas.
Resident-arranged private hauler
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressServices for Solon · Source: solontwp.org
Utility, solar, and service details for Upper Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(9)
Fraternal Order of Eagles
Restaurant
Restaurant
Cuts Deli
Restaurant
Panda Chinese Restaurant
Restaurant
+4 more within 5 miles
☕ Coffee(8)
+5 more within 5 miles
🍺 Bars(4)
+1 more within 5 miles
🏫 Schools(10)
Briggs School
Crandall School
Pangbron School
White Creek School
Big Whitefish School
+5 more within 5 miles
💪 Gyms(1)
Fitness Center
🌳 Parks(7)
+4 more within 5 miles
🚴 Trails(3)
⛵ Boat Launches(2)
Boat Launch
Boat Launch
🚌 Transit(1)
Transit Stop
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Upper Lake? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Upper Lake
- What do homes cost in Upper Lake?
- The median home value in Upper Lake is about $640,000. Individual prices vary by street, size, and condition.
- How active is the Upper Lake housing market?
- no homes are listed in Upper Lake right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Upper Lake?
- Upper Lake is served by Cedar Springs Public Schools. Its highest-rated assigned school is Cedar View Elementary School (7/10).
- Is Upper Lake walkable?
- Upper Lake scores 3.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Upper Lake
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.