The Terraces at Towne Center
Great schools with outdoor access
Median $700K·Walkability 6.8/10·Schools 4.6/10
The standout fact here is the dining score: a perfect 10 out of 10, which means 198 restaurants pack the mile around you—and the nearest one is a two-minute walk away. Homes at The Terraces run around $1.4M, which lands you in the Columbia Avenue & East 7th Street Area, where a transit stop sits equally close and Hallacy Park materializes in about the same time it takes to lace your shoes. That density of restaurants and immediate transit access is the whole point; you're not buying land here so much as you're buying proximity, measured in minutes rather than miles. A grocery store takes 14 minutes on foot, a coffee shop three, and if you need to drive—say, to Grand Haven's beach—you're looking at roughly half an hour. The condo community itself occupies a single acre, which tells you everything about the tradeoff: you're trading square footage and yard space for being in the thick of it, surrounded by 14 parks within a mile and the kind of restaurant scene that makes deciding where to eat the hardest part of your day.
Why people love it here
Very walkable
- Hallacy Park: 2 min walk
- 35 places within a 10 min walk
Park-rich area
- 70 parks within 1 mile
- Hallacy Park: 2 min walk
- GDK Pocket Park: 5 min walk
$700K median
- 2 recent sales
Conventional Mortgage Calculator
Median home price in The Terraces at Towne Center
Estimated Monthly Payment
$4,752/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 7 rated schools nearby
Range: 2/10 to 9/10
School District: Holland City School District
Walkability
Good
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Supermarket Rosie
+1 more
1847 Lounge
+1 more
Peachwave Frozen Yogurt & Gelato
+1 more
Big Lake Brewing
+1 more
Hallacy Park
+1 more
Howard B. Dunton Park Playground
Lake Macatawa
Unnamed beach
Dog Park at Van Raalte Farm (Small Dog Side)
+1 more
GDK Pocket Park Trail
Kollen Park Launch
Pure Barre
+1 more
7th West of College
+1 more
CVS Pharmacy
Theil Research Center
+1 more
The Day Center of Evergreen
Sperry's Moviehouse
Flood Risk
None
Not in flood zone
Nearest Park
Hallacy Park
0.1 mi
Parks Nearby
70
within 1 mile
Crime in The Terraces at Towne Center is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →Recent Sale Price
$700K
2 recent sales
Units
12
Complex Size
0.92 ac
12 units
Homeowner Rate
66.7%
Principal residence
To buy a median-priced The Terraces at Towne Center home (around $699,950) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $124k/year in household income to qualify — an estimated monthly payment of $4,656 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $4,656/mo | $124,148 |
| 10% (+PMI) | $5,360/mo | $142,933 |
| 5% (+PMI) | $5,596/mo | $149,215 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
City of Holland
Source: cityofholland.com · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$913/yr in electricity from a typical rooftop solar system
Produces ~6,387 kWh/yr · offsets ~61% of a typical home's use
Community-owned utility; water for city + parts of Park/Holland/Fillmore/Laketown twps
Private hauler (resident-arranged)
No municipal trash contract confirmed
Holland Board of Public Works · ~14.3¢/kWh
Municipal electric utility (also broadband)
Confirm by addressHolland Department of Public Safety (Police)
Consolidated public safety since 2010; PD at 89 W 8th St
Services for Holland · Source: hollandbpw.com
Utility, solar, and service details for The Terraces at Towne Center are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(25)
Supermarket Rosie
Grocery Store
D&W Fresh Market
Grocery Store
Grocery Store
+22 more within 5 miles
🍕 Restaurants(9)
1847 Lounge
Restaurant
Fast Food
Fricano's Too
Restaurant
Restaurant
+4 more within 5 miles
☕ Coffee(16)
+13 more within 5 miles
🍺 Bars(12)
+9 more within 5 miles
🏫 Schools(30)
Black River Public School
Holland Language Academy
Holland High
School
+25 more within 5 miles
💪 Gyms(12)
Fitness Center
Fitness Center at Douglas Avenue & North River Avenue
Fitness Center
Elite Fitness Development
Fitness Center
+9 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(5)
Dog Park at Van Raalte Farm (Large Dog Side)
Dog Park
Park Township Dog Park
Dog Park
+2 more within 5 miles
🚴 Trails(6)
GDK Pocket Park Trail
Bike Path
Van Bragt Park Trail
Bike Path
Bike Path
Bike Path
+3 more within 5 miles
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
🚌 Transit(30)
Transit Stop
Transit Stop
Transit Stop
+27 more within 5 miles
💊 Pharmacies(4)
+1 more within 5 miles
👶 Childcare(4)
Childcare Center
Little Kingdom Warriors Academy LLC.
Childcare Center
Toddlerville
Childcare Center
+1 more within 5 miles
🏥 Hospitals(1)
Hospital
📚 Libraries(5)
+2 more within 5 miles
⚡ EV Charging(4)
ChargePoint
EV Charging
City of Holland City Hall
EV Charging
EV Charging
Unnamed ev_charging
EV Charging
Frequently asked about The Terraces at Towne Center
- What do homes cost in The Terraces at Towne Center?
- The median home value in The Terraces at Towne Center is about $699,950. Individual prices vary by street, size, and condition.
- How active is the The Terraces at Towne Center housing market?
- there is 1 home for sale in The Terraces at Towne Center right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve The Terraces at Towne Center?
- The Terraces at Towne Center is served by Holland City School District. Its highest-rated assigned school is Holland High School (5/10).
- Is The Terraces at Towne Center walkable?
- The Terraces at Towne Center scores 6.8/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.