Summerset Area
Great schools with outdoor access
11 homes for sale·Median $805K·Walkability 2.9/10·Schools 7.4/10
You're minutes from downtown Grand Rapids and the airport, but the daily rhythm here feels genuinely suburban—tree-lined streets, ranch homes on generous lots, and the kind of immediate access to groceries and dining that means you're never scrambling for dinner plans. The neighborhood sits within Georgetown charter township, where low municipal taxes and strong municipal services define the baseline, and enrollment in Grandville Public Schools gives the area its educational anchor.
Why people love it here
Near the water
- Kenowa Lake — 0.7 mi
- Kenowa Lake: 4 min drive
- Rushmore Lake: 5 min drive
$805K median
- 12 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Summerset Area
Estimated Monthly Payment
$5,465/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
12 homes sold in Summerset Area this year. Thinking of selling?
See what your home is worthBased on 13 rated schools nearby
Range: 5/10 to 9/10
School District: Grandville Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
Heritage Park
1.4 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Kenowa Lake
0.7 mi
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Walmart Supercenter
Panera Bread
+1 more
Starbucks Coffee Company
Rush Creek Bistro
+1 more
Heritage Park
+1 more
Unnamed playground
Kenowa Lake
+1 more
Unnamed beach
GMS to GHS Path
Idema Explorers Trail
Grandville Launch
Yoga Blue
+1 more
Walmart - Grandville
+1 more
Walgreens
Kent District Library: Grandville Branch
Kiddie Academy of Wyoming
Celebration! Cinema RiverTown Crossings
Crime in Summerset Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Summerset Area home (around $805,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $143k/year in household income to qualify — an estimated monthly payment of $5,354 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $5,354/mo | $142,781 |
| 10% (+PMI) | $6,164/mo | $164,385 |
| 5% (+PMI) | $6,435/mo | $171,610 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Who actually lends in Summerset Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
Georgetown Charter Township
Source: gtwp.com · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$901/yr in electricity from a typical rooftop solar system
Produces ~6,306 kWh/yr · offsets ~60% of a typical home's use
Municipal / public water
Based on assessor parcel records
Municipal sewer
Based on assessor parcel records
Resident-arranged hauler
Residents contract private hauler.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Regional IOU; inferred.
Confirm by addressConsumers Energy / SEMCO Energy
Regional gas utility; inferred.
Confirm by addressServices for Georgetown · Source: gtwp.com
Utility, solar, and service details for Summerset Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(21)
Grocery Store
Family Fare
Grocery Store
Family Fare Supermarket
Grocery Store
+18 more within 5 miles
🍕 Restaurants(7)
Fast Food
Fast Food
Little Caesars Pizza
Restaurant
Fast Food
Cracker Barrel
Restaurant
+2 more within 5 miles
☕ Coffee(15)
+12 more within 5 miles
🍺 Bars(17)
Rush Creek Bistro
Bar
QDOBA Mexican Eats
Bar
Peppino's Pizzeria & Sports Grille | Jenison
Bar
+14 more within 5 miles
🏫 Schools(30)
Grandville Middle School
School
School
Hanley School
School
+25 more within 5 miles
💪 Gyms(7)
+4 more within 5 miles
🌳 Parks(5)
+2 more within 5 miles
🚴 Trails(8)
Unnamed bike_path
Bike Path
Unnamed bike_path
Bike Path
Kent Trails - Jenison Connector
Bike Path
+5 more within 5 miles
⛵ Boat Launches(2)
Boat Launch
Boat Launch
🚌 Transit(30)
Transit Stop
Transit Stop
Transit Stop
+27 more within 5 miles
💊 Pharmacies(5)
+2 more within 5 miles
👶 Childcare(2)
📚 Libraries(3)
⚡ EV Charging(2)
EV Charging
EV Charging
Frequently asked about Summerset Area
- What do homes cost in Summerset Area?
- The median home value in Summerset Area is about $805,000. Individual prices vary by street, size, and condition.
- How active is the Summerset Area housing market?
- there are 11 homes for sale in Summerset Area right now, and 12 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Summerset Area?
- Summerset Area is served by Grandville Public Schools. Its highest-rated assigned school is Bauerwood School (9/10).
- Is Summerset Area walkable?
- Summerset Area scores 2.9/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
