Sugar Grove
Solid value in a growing area
Median $269K·Walkability 0.5/10·Schools 4.3/10
Most people expect a crossroads and a grain elevator. What they find instead is acreage—lots of it—with homes spread across wooded lots and working rural land a short drive from Ludington and the coast. Pole barns sit alongside ranch homes, wood-burning stoves warm living rooms that open onto decks, and the quiet here comes naturally, not from a gated gate. You're west of US 31, close enough to West Shore Community College for convenience but far enough out that "neighbors" means neighbors with real property lines and space between them.
Why people love it here
$269K median
- 2 recent sales
Conventional Mortgage Calculator
Median home price in Sugar Grove
Estimated Monthly Payment
$1,829/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 3/10 to 5/10
School District: Mason County Central Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
R&T Colossal Kitchen
North Country Cafe & Catering
The Market
Unnamed park
Unnamed playground
Vogel Lake
AMC
Crime in Sugar Grove is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Mason County.
Mason County crime & safety stats →To buy a median-priced Sugar Grove home (around $269,375) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $48k/year in household income to qualify — an estimated monthly payment of $1,792 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,792/mo | $47,778 |
| 10% (+PMI) | $2,063/mo | $55,008 |
| 5% (+PMI) | $2,153/mo | $57,425 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Sherman Township
unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$894/yr in electricity from a typical rooftop solar system
Produces ~6,256 kWh/yr · offsets ~60% of a typical home's use
Private well
Based on assessor parcel records
Septic (individual)
Based on assessor parcel records
Resident-arranged private hauler
No municipal collection.
Great Lakes Energy · ~14.3¢/kWh
Service splits by location — other areas may be served by Consumers Energy. Confirm by address.
Confirm by addressConsumers Energy / propane (LP)
Rural LP/propane common.
Confirm by addressServices for Sherman Township (County-subdivision) · Source: findenergy.com
Utility, solar, and service details for Sugar Grove are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Nearest Park
Unnamed park
1.7 mi
Parks Nearby
0
within 1 mile
Frequently asked about Sugar Grove
- What do homes cost in Sugar Grove?
- The median home value in Sugar Grove is about $269,375. Individual prices vary by street, size, and condition.
- How active is the Sugar Grove housing market?
- there is 1 home for sale in Sugar Grove right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Sugar Grove?
- Sugar Grove is served by Mason County Central Schools. Its highest-rated assigned school is Mason County Central MS (5/10).
- Is Sugar Grove walkable?
- Sugar Grove scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Sugar Grove
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