Stony Lake Rd & W Arthur Rd Area
Surrounded by nature
Median $790K·Walkability 1.4/10·Schools 5.8/10
If you're drawn to a place where waterfront access and privacy go hand in hand, this neighborhood delivers both—homes here sit on double lots and wooded acreage with recorded easements down to Stony Lake, a 282-acre all-sports lake thick with natural shoreline and fishing. The area hugs tree-lined roads that feel deliberately removed, yet you're minutes from the county park adjacent to the neighborhood and about a mile from dining. Lake Michigan lurks just offshore, close enough to matter. Recent sales tell the story: vintage cottages on bluffs, ranch homes with walkout basements and 60-plus feet of dock access, properties where the selling point isn't square footage but the view and the seawall protection that comes with waterfront parcels on recorded easement drives. Storage, garages for toys and vehicles, and the kind of landscaping that reads as deliberate—these aren't accident details. The neighborhood spans 217 acres, which means your neighbors aren't close enough to complain about boat engines, but they're close enough if something goes wrong.
Why people love it here
Lake life
- Stony Lake within walking distance
- 5 parks within 1 mile
- Stony Lake County Park: 7 min bike
- Beach on Vally Rd: 4 min drive
$790K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in Stony Lake Rd & W Arthur Rd Area
Estimated Monthly Payment
$5,363/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Stony Lake County Park
0.6 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Stony Lake
0.1 mi
Based on 4 rated schools nearby
Range: 4/10 to 7/10
School District: Shelby Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Stony Lake Inn
Lewis Coffee Company
Stony Lake County Park
+1 more
Playground on Vally Rd
Jakes Lake
+1 more
Beach on Vally Rd
Liz Gray Deck
Crime in Stony Lake Rd & W Arthur Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced Stony Lake Rd & W Arthur Rd Area home (around $790,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $140k/year in household income to qualify — an estimated monthly payment of $5,255 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $5,255/mo | $140,120 |
| 10% (+PMI) | $6,050/mo | $161,322 |
| 5% (+PMI) | $6,315/mo | $168,412 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$917/yr in electricity from a typical rooftop solar system
Produces ~6,416 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Stony Lake Rd & W Arthur Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(6)
Stony Lake Inn
Restaurant
The Farmhouse
Restaurant
Salt & Twist
Restaurant
The Pig Pen
Restaurant
The Silo
Restaurant
+1 more within 5 miles
☕ Coffee(1)
Lewis Coffee Company
Café
🏫 Schools(7)
Pine Grove School
Bradyville School
Benona School
Cranston School
Girdle Road School
+2 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🚴 Trails(1)
Hart-Montague Bicycle Trail
Bike Path
Frequently asked about Stony Lake Rd & W Arthur Rd Area
- What do homes cost in Stony Lake Rd & W Arthur Rd Area?
- The median home value in Stony Lake Rd & W Arthur Rd Area is about $790,000. Individual prices vary by street, size, and condition.
- How active is the Stony Lake Rd & W Arthur Rd Area housing market?
- no homes are listed in Stony Lake Rd & W Arthur Rd Area right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Stony Lake Rd & W Arthur Rd Area?
- Stony Lake Rd & W Arthur Rd Area is served by Shelby Public Schools. Its highest-rated assigned school is Shelby Middle School (7/10).
- Is Stony Lake Rd & W Arthur Rd Area walkable?
- Stony Lake Rd & W Arthur Rd Area scores 1.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Stony Lake Rd & W Arthur Rd Area
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.