Stony Bluff
Strong schools draw families here
Median $520K·Walkability 3.8/10·Schools 7.7/10
What surprises people about Stony Bluff is how much land you get for the money—51 acres of ranch homes built in stone and vinyl running around $515K, with a grocery just a 7-minute walk and a dozen restaurants within a mile. It's the kind of spread where you're not trading space for convenience; you get both. Cooper Woodland Preserve sits less than a mile away, and Nature's Place Lake is just over the way, so there's actual room to breathe without feeling cut off.
Why people love it here
Lowell Senior High School
- High — 1.1 mi away
- Lowell
- 3 rated schools in district
$520K median
- 16 sales in last 12mo
Park-rich area
- 5 parks within 1 mile
- Gee Dr & Foreman St Area Trail: 9 min bike
- Unnamed bike path: 9 min bike
Conventional Mortgage Calculator
Median home price in Stony Bluff
Estimated Monthly Payment
$3,530/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
16 homes sold in Stony Bluff this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 7/10 to 9/10
School District: Lowell Area Schools
Flood Risk
None
Not in flood zone
Nearest Park
Cooper Woodland Presesrve
0.9 mi
Parks Nearby
5
within 1 mile
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Meijer
Jet's Pizza
BIGGBY COFFEE
Bobbie Sue's Roadhouse
+1 more
Cooper Woodland Presesrve
Unnamed playground
Natures Place Lake
Unnamed beach
Cooper Woodland Trail
Animal Hospital of Lowell Dog Park
Gee Dr & Foreman St Area Trail
Lowell - Grand River Launch
Walgreens
Amy Van Andel Library (KDL)
Ada-Lowell 5 Theatres
Crime in Stony Bluff is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Stony Bluff home (around $520,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $92k/year in household income to qualify — an estimated monthly payment of $3,459 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,459/mo | $92,231 |
| 10% (+PMI) | $3,982/mo | $106,187 |
| 5% (+PMI) | $4,157/mo | $110,853 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Homeowners Association
STONY BLUFF ESTATES ASSOCIATION
Managed by Managed via Christine Byers / Belmont property-management office
Source: city-data.com · unconfirmed
Local Government · area-wide
Lowell Charter Township
Source: lowelltwp.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$865/yr in electricity from a typical rooftop solar system
Produces ~6,311 kWh/yr · offsets ~60% of a typical home's use
Municipal / public water
Based on assessor parcel records
Municipal sewer
Based on assessor parcel records
Resident-arranged private hauler
Consumers Energy Co · ~13.7¢/kWh
Service splits by location — other areas may be served by Lowell Light & Power. Confirm by address.
Confirm by addressLowell Area Fire & Emergency Services Authority
Joint authority of City of Lowell + Lowell Twp + Vergennes Twp.
Services for Lowell · Source: NREL Utility Rates API
Utility, solar, and service details for Stony Bluff are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(12)
Jet's Pizza
Restaurant
Subway
Restaurant
M21 Nutrition
Restaurant
Hong Kong Buffet
Restaurant
+7 more within 5 miles
☕ Coffee(5)
+2 more within 5 miles
🍺 Bars(8)
Bobbie Sue's Roadhouse
Restaurant
New Union Brewery
Bar
Red Barn Consignment & Antiques DBA Red Barn Mercantile
Bar
+5 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(1)
Animal Hospital of Lowell Dog Park
Dog Park
🚴 Trails(5)
Gee Dr & Foreman St Area Trail
Bike Path
Unnamed bike_path
Bike Path
Bike Path
Bike Path
+2 more within 5 miles
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
💊 Pharmacies(1)
Walgreens
Pharmacy
⚡ EV Charging(1)
Unnamed ev_charging
EV Charging
Frequently asked about Stony Bluff
- What do homes cost in Stony Bluff?
- The median home value in Stony Bluff is about $520,000. Individual prices vary by street, size, and condition.
- How active is the Stony Bluff housing market?
- there are 3 homes for sale in Stony Bluff right now, and 16 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Stony Bluff?
- Stony Bluff is served by Lowell Area Schools. Its highest-rated assigned school is Lowell Senior High School (9/10).
- Is Stony Bluff walkable?
- Stony Bluff scores 3.8/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.