Stoney Lake Cove
Great schools with outdoor access
Median $340K·Walkability 6.3/10·Schools 7.7/10
The two-story condos here sit on two acres overlooking Stoney Lake, their main floor master bedrooms and open layouts built to take advantage of the view. Hot water radiant heat runs through the floors—the kind of detail that matters when winter settles in. You're looking at around $72K for a median home, and you're genuinely close to the water: about a fifth of a mile, or a short walk to Stoney Lakeside Park. The lake itself defines this place in a way that subdivisions built around asphalt don't—it's there, it's real, and it shapes what you see every morning. Downtown Grand Rapids is less than 30 minutes away if you need it; Gerald R. Ford airport runs about 25 minutes. Lowell Area Schools serves the area, and the bones of local life—36 restaurants within a mile, a dog park a 7-minute walk off, coffee within 10—mean you're not isolated despite the water views. The condo association has been here since 2004, long enough to understand what it's doing. If you've lived in places where you're perpetually driving to find the thing that makes the place worth living in, this one cuts that out.
Why people love it here
Lowell Senior High School
- High — 2.4 mi away
- Lowell
- 3 rated schools in district
Very walkable
- Unnamed beach: 6 min walk
- 9 places within a 10 min walk
Park-rich area
- 27 parks within 1 mile
- Unnamed beach: 6 min walk
- Stoney Lakeside Park Beach: 6 min walk
Conventional Mortgage Calculator
Median home price in Stoney Lake Cove
Estimated Monthly Payment
$2,308/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 7/10 to 9/10
School District: Lowell Area Schools
Walkability
Good
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
bp
The Pizza Shop of Lowell
Meds cafe
New Union Brewery
+1 more
Stoney Lakeside Park
Unnamed playground
Stoney Lake
Unnamed beach
Cooper Woodland Trail
Animal Hospital of Lowell Dog Park
Creekside Park Trail
Lowell - Grand River Launch
Walgreens
Ada-Lowell 5 Theatres
Flood Risk
None
Not in flood zone
Nearest Park
Stoney Lakeside Park
0.2 mi
Parks Nearby
27
within 1 mile
Crime in Stoney Lake Cove is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →Recent Sale Price
$340K
1 recent sale
Units
16
Complex Size
2.1 ac
16 units
To buy a median-priced Stoney Lake Cove home (around $340,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $60k/year in household income to qualify — an estimated monthly payment of $2,261 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,261/mo | $60,305 |
| 10% (+PMI) | $2,604/mo | $69,430 |
| 5% (+PMI) | $2,718/mo | $72,481 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Homeowners Association
STONEY LAKE COVE CONDOMINIUM ASSOCIATION
Source: michigan-company.com
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$697/yr in electricity from a typical rooftop solar system
Produces ~6,296 kWh/yr · offsets ~60% of a typical home's use
Resident-arranged private hauler
Lowell Light & Power · ~11.1¢/kWh
Municipal electric utility since 1896; serves city + parts of Lowell/Vergennes Twps.
Confirm by addressLowell Area Fire & Emergency Services Authority
Joint authority of City + Lowell Twp + Vergennes Twp. 315 S Hudson.
Services for Lowell · Source: lowellmi.gov
Utility, solar, and service details for Stoney Lake Cove are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(14)
The Pizza Shop of Lowell
Restaurant
Mynt Fusion Bistro
Restaurant
Fast Food
Jimmy John's
Restaurant
+9 more within 5 miles
☕ Coffee(5)
+2 more within 5 miles
🍺 Bars(5)
New Union Brewery
Bar
Red Barn Consignment & Antiques DBA Red Barn Mercantile
Bar
Sneaker's
Bar
+2 more within 5 miles
🏫 Schools(1)
Lowell Senior High
School
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(1)
Animal Hospital of Lowell Dog Park
Dog Park
🚴 Trails(4)
Creekside Park Trail
Bike Path
Bike Path
Bike Path
Unnamed bike_path
Bike Path
+1 more within 5 miles
⛵ Boat Launches(2)
Boat Launch
Boat Launch
💊 Pharmacies(1)
Walgreens
Pharmacy
⚡ EV Charging(1)
Unnamed ev_charging
EV Charging
Frequently asked about Stoney Lake Cove
- What do homes cost in Stoney Lake Cove?
- The median home value in Stoney Lake Cove is about $340,000. Individual prices vary by street, size, and condition.
- How active is the Stoney Lake Cove housing market?
- no homes are listed in Stoney Lake Cove right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Stoney Lake Cove?
- Stoney Lake Cove is served by Lowell Area Schools. Its highest-rated assigned school is Lowell Senior High School (9/10).
- Is Stoney Lake Cove walkable?
- Stoney Lake Cove scores 6.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.