Stonewater
Solid value in a growing area
Median $586K·Walkability 1.9/10·Schools 7.3/10
If you're heading here, know that you're getting a 23-acre subdivision where the lots are tight enough that you're genuinely choosing proximity over sprawl—a stone's throw from Schmidt Heritage Park and a 10-minute drive from the Lake Michigan shoreline at Grand Haven. The homes run around $868K, and they're built in traditional style with stone and siding, each sitting on roughly a third of an acre, which means you're not going to disappear into the property but you're not cramped either. A restaurant is under two miles away, the nearest grocery a shade over three, and Grand Haven Area Public Schools serves the area. Downtown Grand Rapids is a reasonable 42-minute drive if you need it. What makes Stonewater land differently than most subdivisions at this price point is the private pond—not a marketing flourish, but actual water on the property, which changes how light falls and what the morning commute feels like.
Why people love it here
$586K median
- 12 sales in last 12mo
Grand Haven High School
- High — 2.0 mi away
- Grand Haven Area
- 4 rated schools in district
Park-rich area
- 5 parks within 1 mile
- Unnamed beach: 0 min walk
- Unnamed bike_path: 9 min walk
Conventional Mortgage Calculator
Median home price in Stonewater
Estimated Monthly Payment
$3,978/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
12 homes sold in Stonewater this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 6/10 to 8/10
School District: Grand Haven Area Public Schools
Median Sale Price
$586K
12 sales in last 12mo
Parcels / Units
60
Median Lot Size
0.28 ac
0.18 ac – 0.96 ac
Homeowner Rate
73.3%
Principal residence
Flood Risk
None
Not in flood zone
Nearest Park
Schmidt Heritage Park
0.5 mi
Parks Nearby
5
within 1 mile
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
ALDI
+1 more
Stable Inn
+1 more
Starbucks Coffee Company
Hiway Inn
Schmidt Heritage Park
+1 more
Hofma Park Playground
Little Pigeon Creek
Unnamed beach
Pathway
dog_park
Unnamed bike_path
Scott Flahive Memorial Launch
gym
Walgreens
Loutit District Library
Grand Haven 9
Crime in Stonewater is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Stonewater home (around $586,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $104k/year in household income to qualify — an estimated monthly payment of $3,898 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,898/mo | $103,937 |
| 10% (+PMI) | $4,487/mo | $119,664 |
| 5% (+PMI) | $4,685/mo | $124,923 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Homeowners Association
STONEWATER PROPERTY OWNERS ASSOCIATION
Source: michigan-company.com · unconfirmed
Local Government · area-wide
Grand Haven Charter Township
Source: ghtmi.gov · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$893/yr in electricity from a typical rooftop solar system
Produces ~6,515 kWh/yr · offsets ~62% of a typical home's use
Municipal / public water
Based on assessor parcel records
Municipal sewer
Based on assessor parcel records
Resident-arranged hauler
Residents contract private hauler.
Consumers Energy / SEMCO Energy
Regional gas utility; inferred.
Confirm by addressServices for Grand Haven · Source: ghtmi.gov
Utility, solar, and service details for Stonewater are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(5)
+2 more within 5 miles
🍕 Restaurants(17)
Stable Inn
Restaurant
Rock N Thai Cafe Grand Haven
Restaurant
Mancino's Pizza & Grinders
Restaurant
American Dunes Golf Club
Restaurant
+12 more within 5 miles
☕ Coffee(9)
+6 more within 5 miles
🍺 Bars(6)
+3 more within 5 miles
🏫 Schools(13)
Grand Haven High School
School
Bignell School
Peach Plains School
Griffin School
+8 more within 5 miles
💪 Gyms(1)
Planet Fitness
Fitness Center
🌳 Parks(4)
+1 more within 5 miles
🚴 Trails(5)
Schmidt Heritage Park Trail
Bike Path
Unnamed bike_path
Bike Path
Bike Path
Bike Path
+2 more within 5 miles
⛵ Boat Launches(4)
Boat Launch
Boat Launch
Boat Launch
+1 more within 5 miles
💊 Pharmacies(1)
Walgreens
Pharmacy
🏥 Hospitals(1)
Hospital
Frequently asked about Stonewater
- What do homes cost in Stonewater?
- The median home value in Stonewater is about $586,000. Individual prices vary by street, size, and condition.
- How active is the Stonewater housing market?
- there are 3 homes for sale in Stonewater right now, and 12 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Stonewater?
- Stonewater is served by Grand Haven Area Public Schools. Its highest-rated assigned school is Grand Haven High School (8/10).
- Is Stonewater walkable?
- Stonewater scores 1.9/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.