Spring Lake Terrace Sub
Great schools with outdoor access
Median $378K·Walkability 2.3/10·Schools 7.3/10
Early morning light catches the brick facades along Spring Lake Terrace's quiet streets, when the subdivision feels most like itself—ordered, settled, grounded in its 11 acres of modest lots averaging just over a third of an acre each. You're about eight minutes from the water at Grand Haven beach, close enough that salt air isn't a metaphor, and homes here run around $677K, which reflects what solid residential land costs in West Highlands Area. The nearest grocer sits 1.8 miles away, with a dozen options within two miles, and restaurants cluster about a mile and a half off—far enough to require intention but close enough to reward it. West MI Academy of Arts and Academics serves the subdivision, while Water Tower Park anchors the immediate neighborhood at an eight-minute walk, and Spring Lake itself sits just a fifth of a mile south, its shallow edges and reedy margins shaped more by time than any developer's grand vision.
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Why people love it here
Lake life
- Spring Lake within walking distance
- 5 parks within 1 mile
- West Highlands Area Trail: 4 min walk
- Unnamed bike path: 4 min walk
Holmes Elementary School
- Elementary — 2.0 mi away
- Spring Lake
- 3 rated schools in district
$378K median
- 2 recent sales
Conventional Mortgage Calculator
Median home price in Spring Lake Terrace Sub
Estimated Monthly Payment
$2,563/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 6/10 to 9/10
School District: Spring Lake Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
Water Tower Park
0.4 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Spring Lake
0.2 mi
Recent Sale Price
$378K
2 recent sales
Parcels / Units
18
Median Lot Size
0.30 ac
0.28 ac – 0.46 ac
Homeowner Rate
88.9%
Principal residence
Expected Rent
$1,650/mo
$1,450 – $1,850 · wider-area estimate
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Leppinks
The Arboreal Inn
Biggby
Stan's Bar
Water Tower Park
Rycenga Park Playground
Spring Lake
+1 more
Lakeside Beach
Segment 1 to 2
dog_park
West Highlands Area Trail
Mill Point Park Launch
+1 more
gym
Walgreens
Fruitport District Library
Grand Haven 9
Crime in Spring Lake Terrace Sub is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Spring Lake Terrace Sub home (around $377,500) at today's 7.28% 30-year fixed rate with 20% down, you'd need roughly $71k/year in household income to qualify — an estimated monthly payment of $2,670 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,670/mo | $71,209 |
| 10% (+PMI) | $3,070/mo | $81,871 |
| 5% (+PMI) | $3,207/mo | $85,525 |
Estimates use a 7.28% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Spring Lake Township
Source: springlaketwp.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$888/yr in electricity from a typical rooftop solar system
Produces ~6,479 kWh/yr · offsets ~62% of a typical home's use
Township-contracted curbside trash/recycling/yard waste hauler since Jan 1, 2023.
Consumers Energy / SEMCO Energy
Regional gas utility; inferred.
Confirm by addressServices for Spring Lake Township · Source: springlaketwp.org
Utility, solar, and service details for Spring Lake Terrace Sub are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(11)
+8 more within 5 miles
🍕 Restaurants(8)
The Arboreal Inn
Restaurant
Village Baker
Restaurant
Two Tonys Tabeena Grill
Restaurant
Little Caesars Pizza
Restaurant
Butch's Beach Burritos
Restaurant
+3 more within 5 miles
☕ Coffee(7)
+4 more within 5 miles
🍺 Bars(7)
Spring Lake Country Club
Bar
Two Tonys Italian Kitchen & Wine Bar
Bar
Stan's Bar
Bar
+4 more within 5 miles
🏫 Schools(16)
Holmes School
Fruitport Middle School
School
Edgewood Elementary School
School
Elliott School
Faith School
+11 more within 5 miles
💪 Gyms(3)
🐕 Dog Parks(5)
Shoreline Landing Dog Park
Dog Park
Eastern Park Dog Park
Dog Park
Dog Park in Gluecks Sub Area
Dog Park
+2 more within 5 miles
🚴 Trails(5)
Lakeside Trail
Bike Path
West Highlands Area Trail
Bike Path
Bike Path
Bike Path
+2 more within 5 miles
⛵ Boat Launches(5)
Boat Launch
Boat Launch
Boat Launch
+2 more within 5 miles
💊 Pharmacies(5)
+2 more within 5 miles
🏥 Hospitals(1)
Hospital
📚 Libraries(3)
⚡ EV Charging(8)
Spring Lake Waterfront Parking
EV Charging
Unnamed ev_charging
EV Charging
Red E
EV Charging
EV Charging
EV Charging
+3 more within 5 miles
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Spring Lake Terrace Sub? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Spring Lake Terrace Sub
- What do homes cost in Spring Lake Terrace Sub?
- The median home value in Spring Lake Terrace Sub is about $377,500. Individual prices vary by street, size, and condition.
- How active is the Spring Lake Terrace Sub housing market?
- there is 1 home for sale in Spring Lake Terrace Sub right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Spring Lake Terrace Sub?
- Spring Lake Terrace Sub is served by Spring Lake Public Schools. Its highest-rated assigned school is Holmes Elementary School (9/10).
- Is Spring Lake Terrace Sub walkable?
- Spring Lake Terrace Sub scores 2.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.