Spring Lake
Great schools with outdoor access
Median $428K·Walkability 5.2/10·Schools 8.0/10
You'd expect a waterfront area near Spring Lake township to feel crowded or overdeveloped, but instead you get a quiet village built around water access and a 12-mile bike loop that traces the shoreline like it was designed for someone who actually lives here. The historic downtown on Savidge Street dates to 1871 and still holds its shape—hardware stores, art galleries, wine shops, and about 15 restaurants clustered where locals walk to dinner. Boat docks dot Lloyds Bayou and the Grand River, and whether you're launching a kayak at one of the public access points, pulling into the marina, or sailing through the yacht club's summer regattas, the water isn't scenery—it's how you move around. About 30 miles from Grand Rapids, the drive cuts through farmland long enough that you genuinely leave the city behind; residents here reject any suburban tag. June brings the Heritage Festival, and year-round the bike paths connect you to the beach, the library, Central Park, and everything else without needing pavement.
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Why people love it here
Near the water
- Pettys Bayou — 1.0 mi
- 50 parks within 1 mile
- South Buchanan Street End Park: 4 min walk
- Lakeside Trail: 10 min walk
Holmes Elementary School
- Elementary — 0.3 mi away
- Spring Lake
- 5 rated schools in district
$428K median
- 69 sales in last 12mo
Explore Spring Lake
Same name, different focus — Spring Lake is also covered as:
- Spring Lake Lake Area — lake area details
Conventional Mortgage Calculator
Median home price in Spring Lake
Estimated Monthly Payment
$2,902/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
69 homes sold in Spring Lake this year. Thinking of selling?
See what your home is worthBased on 5 rated schools nearby
Range: 6/10 to 9/10
School District: Spring Lake Public Schools
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Spring Lake Orchard Market
Attwood's Kitchen and Drink
Grand Finale Bistro & Cafe
Stan's Bar
South Buchanan Street End Park
Unnamed playground
Pettys Bayou
Lakeside Beach
Meime Vandenberg Trail
Eastern Park Dog Park
Lakeside Trail
Mill Point Park Launch
+1 more
Rhoda's Body Shop
Rite Aid
Spring Lake District Library
Grand Haven 9
Crime in Spring Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Spring Lake home (around $427,500) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $77k/year in household income to qualify — an estimated monthly payment of $2,880 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,880/mo | $76,787 |
| 10% (+PMI) | $3,314/mo | $88,381 |
| 5% (+PMI) | $3,460/mo | $92,277 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
7 parcels
Active / pending
Median Price
$89K
Per listing
Who actually lends in Spring Lake, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
Spring Lake Township
Source: springlaketwp.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$888/yr in electricity from a typical rooftop solar system
Produces ~6,479 kWh/yr · offsets ~62% of a typical home's use
Municipal / public water
Based on assessor parcel records
Municipal sewer
Based on assessor parcel records
Township-contracted curbside trash/recycling/yard waste hauler since Jan 1, 2023.
Consumers Energy / SEMCO Energy
Regional gas utility; inferred.
Confirm by addressServices for Spring Lake Township · Source: springlaketwp.org
Utility, solar, and service details for Spring Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(10)
+7 more within 5 miles
🍕 Restaurants(7)
Rafters Rooftop Restaurant
Restaurant
Attwood's Kitchen and Drink
Restaurant
Mia's Village Eats
Restaurant
Restaurant
Fast Food
+2 more within 5 miles
☕ Coffee(15)
+12 more within 5 miles
🍺 Bars(9)
+6 more within 5 miles
🏫 Schools(19)
Holmes School
Christian Junior High School
School
Ferry School
Elliott School
Central School
+14 more within 5 miles
🌳 Parks(3)
🐕 Dog Parks(5)
Eastern Park Dog Park
Dog Park
Dog Park in Gluecks Sub Area
Dog Park
Coast Guard Park Dog Park
Dog Park
+2 more within 5 miles
🚴 Trails(6)
+3 more within 5 miles
⛵ Boat Launches(8)
Boat Launch
Boat Launch
Boat Launch
+5 more within 5 miles
🏥 Hospitals(1)
Hospital
📚 Libraries(3)
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Spring Lake? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Spring Lake
- What do homes cost in Spring Lake?
- The median home value in Spring Lake is about $427,500. Individual prices vary by street, size, and condition.
- How active is the Spring Lake housing market?
- there are 23 homes for sale in Spring Lake right now, and 69 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Spring Lake?
- Spring Lake is served by Spring Lake Public Schools. Its highest-rated assigned school is Holmes Elementary School (9/10).
- Is Spring Lake walkable?
- Spring Lake scores 5.2/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Spring Lake
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