South Whitehall
Surrounded by nature
Median $289K·Walkability 3.5/10·Schools 5.3/10
Early evening light softens the wooded edges out here, where a mix of hardwoods and pine still dominates the landscape despite decades of residential development. The area sits within Fruitland township, anchored by proximity to White Lake and its network of marinas—a 540-acre natural harbor that flows into Lake Michigan and draws year-round boaters and seasonal residents alike. Cape Cod cottages from the 1940s sit alongside newer construction, many with decks overlooking creek-side lots or manicured grounds that face the water. Golf course frontage along Hickory Knoll defines part of the northern edge, and the zoning here allows for both single-family homes and larger development-ready parcels. What really sets this stretch apart isn't any single amenity—it's the way waterfront living and rural character coexist without feeling contradictory, where a home can have reclaimed hardwood floors and a masonry fireplace while still being affordable enough for someone just looking for a quiet place near the lake.
Why people love it here
Near the water
- White Lake — 1.0 mi
- 30 parks within 1 mile
- White Lake Pathway: 1 min walk
- Svensson Park: 7 min walk
$289K median
- 47 sales in last 12mo
Conventional Mortgage Calculator
Median home price in South Whitehall
Estimated Monthly Payment
$1,962/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
47 homes sold in South Whitehall this year. Thinking of selling?
See what your home is worthNearest Park
Svensson Park
0.3 mi
Parks Nearby
30
within 1 mile
Nearest Lake
White Lake
1.0 mi
Based on 3 rated schools nearby
Range: 4/10 to 7/10
School District: Whitehall District Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Montague Foods
Pekadill's Garden Restaurant
Biggby Coffee
Pub 111
Svensson Park
Unnamed playground
White Lake
Yellow Link
Fetch Brewing Co.
White Lake Pathway
America's Fitness Center
White Lake Community Library
Northstar Cinema
Crime in South Whitehall is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon County.
Muskegon County crime & safety stats →To buy a median-priced South Whitehall home (around $289,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $51k/year in household income to qualify — an estimated monthly payment of $1,922 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,922/mo | $51,259 |
| 10% (+PMI) | $2,213/mo | $59,015 |
| 5% (+PMI) | $2,310/mo | $61,609 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$252K/acre
Median asking
Median Price
$665K
Per listing
Who actually lends in South Whitehall, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
Fruitland Township
Source: fruitlandmi.gov · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$918/yr in electricity from a typical rooftop solar system
Produces ~6,425 kWh/yr · offsets ~61% of a typical home's use
Municipal / public water
Based on assessor parcel records
Municipal sewer
Based on assessor parcel records
Resident-arranged hauler (Republic/Arrowaste area)
Residents contract their own hauler
Consumers Energy Co · ~14.3¢/kWh
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressRegional gas IOU where available; rural may use propane
Confirm by addressMuskegon County Sheriff (PINS dedicated deputy)
Participates in Partners in Neighborhood Safety; assigned a dedicated deputy
Services for Fruitland · Source: en.wikipedia.org
Utility, solar, and service details for South Whitehall are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(3)
Montague Foods
Grocery Store
Grocery Store
White Duck Country Market
Grocery Store
🍕 Restaurants(6)
Fast Food
Big John's Pizza
Restaurant
Chen's Chinese & Thai
Restaurant
The Gnarly Heifer
Restaurant
+1 more within 5 miles
☕ Coffee(3)
🍺 Bars(7)
+4 more within 5 miles
🏫 Schools(12)
School
School
White Lake Community Center
School
+7 more within 5 miles
💪 Gyms(1)
America's Fitness Center
Fitness Center
🐕 Dog Parks(2)
🚴 Trails(3)
⚡ EV Charging(1)
Unnamed ev_charging
EV Charging
Frequently asked about South Whitehall
- What do homes cost in South Whitehall?
- The median home value in South Whitehall is about $289,000. Individual prices vary by street, size, and condition.
- How active is the South Whitehall housing market?
- there are 18 homes for sale in South Whitehall right now, and 47 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve South Whitehall?
- South Whitehall is served by Whitehall District Schools. Its highest-rated assigned school is Whitehall Senior High School (7/10).
- Is South Whitehall walkable?
- South Whitehall scores 3.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in South Whitehall
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.