South Monterey
Surrounded by nature
Median $360K·Walkability 3.2/10·Schools 6.5/10
Out here, you're on the quieter edge of Monterey Township, where the rhythm revolves around the lakes. Little Spec Lake and Dumont Lake anchor the area—private, no-wake waters where you can fish off your own dock or launch from the county park. Properties sit on generous acreage, anywhere from under an acre to well over a dozen, so you get real space without feeling crowded. It's the kind of stretch where a three-bedroom ranch with a detached garage and workshop feels like plenty, and newer roofs and open floor plans are actually happening.
Why people love it here
Lake life
- Dumont Lake within walking distance
- 5 parks within 1 mile
- Dumont Lake County Park Beach: 7 min bike
- Unnamed beach: 7 min bike
$360K median
- 5 sales in last 12mo
Conventional Mortgage Calculator
Median home price in South Monterey
Estimated Monthly Payment
$2,444/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
5 homes sold in South Monterey this year. Thinking of selling?
See what your home is worthNearest Park
Dumont Lake County Park
0.6 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Dumont Lake
0.0 mi
Based on 4 rated schools nearby
Range: 5/10 to 9/10
School District: Allegan Public Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Village Market Food Center
java shack
CockTailz Bar & Grill II
Dumont Lake County Park
Dumont Lake County Park Playground
Wetmore Lake
Dumont Lake County Park Beach
Sheridan Township Park
dog_park
Hopkins Public Library
Old Regent Theatre
Crime in South Monterey is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Allegan County.
Allegan County crime & safety stats →To buy a median-priced South Monterey home (around $360,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $64k/year in household income to qualify — an estimated monthly payment of $2,394 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,394/mo | $63,852 |
| 10% (+PMI) | $2,757/mo | $73,514 |
| 5% (+PMI) | $2,878/mo | $76,745 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
4 parcels
Active / pending
Typical Land Value
$14K/acre
Median asking
Median Price
$130K
Per listing
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$896/yr in electricity from a typical rooftop solar system
Produces ~6,271 kWh/yr · offsets ~60% of a typical home's use
Private well
Based on assessor parcel records
Septic (individual)
Based on assessor parcel records
Resident-arranged hauler
Curbside trash resident-arranged (e.g. Republic, Waste Management).
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Standard provider; pockets Great Lakes Energy.
Confirm by addressLocal/area fire department (mutual aid)
Rural township fire coverage via township or neighboring department.
Services for Monterey · Source: montereytownship.org
Utility, solar, and service details for South Monterey are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(1)
Grocery Store
☕ Coffee(1)
Piki's Café and Torta Shop
Café
🍺 Bars(1)
🏫 Schools(13)
Outlook Academy - Youth Home Campus
School
Spec Lake School
Miner Lake School
Oakview School
Fairview School
+8 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(1)
Dog Park in Frost Sub Area
Dog Park
🚴 Trails(3)
📚 Libraries(1)
Hopkins Public Library
Frequently asked about South Monterey
- What do homes cost in South Monterey?
- The median home value in South Monterey is about $360,000. Individual prices vary by street, size, and condition.
- How active is the South Monterey housing market?
- there are 4 homes for sale in South Monterey right now, and 5 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve South Monterey?
- South Monterey is served by Allegan Public Schools. Its highest-rated assigned school is Hopkins High School (9/10).
- Is South Monterey walkable?
- South Monterey scores 3.2/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in South Monterey
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