South Creek
Strong schools draw families here
Median $402K·Walkability 1.9/10·Schools 9.0/10
It's the kind of place where you've got room to breathe—31 acres of a subdivision with lots running just under half an acre each, the kind of size that lets you have a yard without feeling like you're managing a small farm. Homes here run around $426K, and the neighborhood sits comfortably in the 84th St & Hanna Lake Ave Area, about 17 minutes from downtown Grand Rapids when you need the city. Prairie Wolf Park is a decent walk away if you're looking for green space, and there's a solid cluster of grocery stores within a couple miles—a dozen options if you're particular about where you shop. The nearest restaurant and coffee shop are just over a mile out, so you're not exactly isolated, but you're not on top of everything either. Cross Creek Charter Academy serves the area.
Why people love it here
$402K median
- Based on 3yr sales
Park-rich area
- 10 parks within 1 mile
- Prairie Wolf Park: 9 min bike
- Crystals Springs East Community Park: 8 min bike
18,866 sq ft avg lots
- 56 homes
Conventional Mortgage Calculator
Median home price in South Creek
Estimated Monthly Payment
$2,729/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 1 rated school nearby
School District: Cross Creek Charter Academy
Median Sale Price
$402K
Based on 3yr sales
Parcels / Units
56
Median Lot Size
0.37 ac
0.21 ac – 1.3 ac
Flood Risk
None
Not in flood zone
Nearest Park
Prairie Wolf Park
0.7 mi
Parks Nearby
10
within 1 mile
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Meijer
StoneWater Country Club
+1 more
Tropical Smoothie Cafe
FireRock Grille
Prairie Wolf Park
+1 more
Crystals Springs East Community Park Playground
Providence Lake
+1 more
Paul Henry - Thornapple Trail
North Shore Park Dog Park
M-6 Trail
Planet Fitness
Marketplace/Kalamazoo (EB)
+1 more
Meijer Pharmacy
KDL Library - Kentwood
daycare
+1 more
Celebration Cinema South
Crime in South Creek is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced South Creek home (around $402,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $71k/year in household income to qualify — an estimated monthly payment of $2,674 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,674/mo | $71,302 |
| 10% (+PMI) | $3,078/mo | $82,090 |
| 5% (+PMI) | $3,214/mo | $85,698 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Gaines Charter Township
Source: gainestownship.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$871/yr in electricity from a typical rooftop solar system
Produces ~6,355 kWh/yr · offsets ~61% of a typical home's use
Byron-Gaines Utility Authority
BGUA operates/maintains water system; rural fringe on private well.
Resident-arranged private hauler
Kent County Sheriff's Office (South Substation)
South Substation serves Gaines/Caledonia/Byron with dedicated township patrol units.
Gaines Charter Township Fire Department (Dutton/Cutlerville)
Two stations: Dutton and Cutlerville.
Services for Gaines · Source: gainestownship.org
Utility, solar, and service details for South Creek are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(24)
+21 more within 5 miles
🍕 Restaurants(13)
Jet's Pizza
Restaurant
Subway
Restaurant
Wingstop
Restaurant
The Red Geranium Cafe
Restaurant
+8 more within 5 miles
☕ Coffee(21)
+18 more within 5 miles
🍺 Bars(10)
+7 more within 5 miles
🏫 Schools(27)
Cross Creek Charter Academy
Countryside Elementary School
School
Blain School
+22 more within 5 miles
🌳 Parks(5)
Prairie Wolf Park
Crystals Springs East Community Park
Crystal Springs East Community Park
+2 more within 5 miles
🚌 Transit(30)
Transit Stop
Transit Stop
Transit Stop
+27 more within 5 miles
💊 Pharmacies(6)
+3 more within 5 miles
👶 Childcare(2)
⚡ EV Charging(1)
EV Charging
Frequently asked about South Creek
- What do homes cost in South Creek?
- The median home value in South Creek is about $402,000. Individual prices vary by street, size, and condition.
- What schools serve South Creek?
- South Creek is served by Cross Creek Charter Academy. Its highest-rated assigned school is Kettle Lake Elementary School (10/10).
- Is South Creek walkable?
- South Creek scores 1.9/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.