Smith Bayou
Surrounded by nature
Median $1.0M·Walkability 3.0/10·Schools 6.0/10
This waterfront community in Kent County offers an exclusive lakefront lifestyle with direct access to Smith Bayou and Spring Lake, providing a gateway to Lake Michigan. The 346-acre area features generous lot sizes averaging about a quarter-acre, giving residents plenty of space to enjoy the waterfront setting. Properties here come with substantial water frontage, private docks, and opportunities for boating, fishing for perch and panfish, and watching spectacular sunsets over the water.
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Why people love it here
Lake life
- Smith Bayou within walking distance
- 25 parks within 1 mile
- Unnamed bike_path: 5 min walk
- Sunnyside Park Trail: 5 min walk
$1.0M median
- 1 recent sale
Lake facts
MI DNRDepth, fish species, and motor restrictions sourced from MI DNR — coming soon.
Conventional Mortgage Calculator
Median home price in Smith Bayou
Estimated Monthly Payment
$6,959/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Sunnyside Park
0.4 mi
Parks Nearby
25
within 1 mile
Based on 7 rated schools nearby
Range: 2/10 to 9/10
School District: Grand Haven Area Public Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Leppinks
+1 more
Pine Street Cafe
+1 more
Biggby
+1 more
Stan's Bar
+1 more
Sunnyside Park
Unnamed playground
Smith Bayou
+1 more
Lakeside Beach
Poplar Ridge
Coast Guard Park Dog Park
Unnamed bike_path
Mill Point Park Launch
+1 more
gym
Walgreens
Spring Lake District Library
Grand Haven 9
Crime in Smith Bayou is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Smith Bayou home (around $1,025,000) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $184k/year in household income to qualify — an estimated monthly payment of $6,915 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $6,915/mo | $184,399 |
| 10% (+PMI) | $7,959/mo | $212,232 |
| 5% (+PMI) | $8,310/mo | $221,594 |
Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$397K/acre
Median asking
Median Price
$500K
Per listing
Local Government · area-wide
City of Ferrysburg
Source: ferrysburg.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$891/yr in electricity from a typical rooftop solar system
Produces ~6,497 kWh/yr · offsets ~62% of a typical home's use
Private hauler (resident-arranged)
No municipal trash noted
Consumers Energy Co · ~13.7¢/kWh
GHBLP serves Ferrysburg per its service area
Confirm by addressServices for Ferrysburg · Source: ferrysburg.org
Utility, solar, and service details for Smith Bayou are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(12)
+9 more within 5 miles
🍕 Restaurants(5)
☕ Coffee(14)
+11 more within 5 miles
🍺 Bars(12)
Stan's Bar
Bar
Spring Lake Country Club
Bar
Two Tonys Italian Kitchen & Wine Bar
Bar
+9 more within 5 miles
🏫 Schools(17)
Holmes School
Elliott School
Central School
Ferry School
Christian Junior High School
School
+12 more within 5 miles
💪 Gyms(3)
🐕 Dog Parks(5)
Coast Guard Park Dog Park
Dog Park
Dog Park in South Holiday Hills Area
Dog Park
Eastern Park Dog Park
Dog Park
+2 more within 5 miles
🚴 Trails(6)
Unnamed bike_path
Bike Path
Bike Path
Bike Path
Sunnyside Park Trail
Bike Path
+3 more within 5 miles
⛵ Boat Launches(5)
Boat Launch
Boat Launch
Boat Launch
+2 more within 5 miles
💊 Pharmacies(5)
+2 more within 5 miles
🏥 Hospitals(1)
Hospital
📚 Libraries(3)
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Smith Bayou? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Smith Bayou
- What do homes cost in Smith Bayou?
- The median home value in Smith Bayou is about $1,025,000. Individual prices vary by street, size, and condition.
- How active is the Smith Bayou housing market?
- there are 5 homes for sale in Smith Bayou right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Smith Bayou?
- Smith Bayou is served by Grand Haven Area Public Schools. Its highest-rated assigned school is Grand Haven High School (8/10).
- Is Smith Bayou walkable?
- Smith Bayou scores 3.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Smith Bayou
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.