Silverwater
Solid value in a growing area
Median $410K·Walkability 3.1/10·Schools 4.6/10
So here's the thing about Silverwater—you might expect another generic subdivision tucked somewhere forgettable, but it's actually 41 acres of pretty solid condo living in the Pine Wood area. Homes run around $630K, and you get traditional-style units on quarter-acre lots with that established feel without feeling stuck in time. The location is genuinely convenient: you're minutes from Quincy Park on foot, about a mile to grocery stores (there are 24 within two miles, which is kind of ridiculous), and a quick drive down to Grand Haven beach hits around 26 minutes—close enough that you don't overthink a weekend trip. Downtown Grand Rapids is 41 minutes out if you want city stuff, but honestly, you've got enough nearby that you won't feel stranded. Transit access is right there too, which is a nice bonus.
Why people love it here
$410K median
- 21 sales in last 12mo
Park-rich area
- 5 parks within 1 mile
- Unnamed bike_path: 5 min walk
- Pine Wood Lake Estates Area Trail: 6 min walk
Conventional Mortgage Calculator
Median home price in Silverwater
Estimated Monthly Payment
$2,783/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
21 homes sold in Silverwater this year. Thinking of selling?
See what your home is worthMedian Sale Price
$410K
21 sales in last 12mo
Units
117
Complex Size
41.3 ac
117 units
Homeowner Rate
68.1%
Principal residence
Flood Risk
None
Not in flood zone
Nearest Park
Quincy Park
0.4 mi
Parks Nearby
5
within 1 mile
Based on 9 rated schools nearby
Range: 3/10 to 7/10
School District: West Ottawa Public School District
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Family Fare
El Palacio
+1 more
Starbucks Coffee Company
RedRock Grille
+1 more
Quincy Park
+1 more
Quincy Park Playground
Lake Macatawa
+1 more
Unnamed beach
Willows Way
Helder Park Dog Park
Unnamed bike_path
Howard Dunton Park Launch
Journey of Hope Yoga
+1 more
Quincy & Oasis
+1 more
Walgreens
Herrick District Library North Branch
daycare
Sperry's Moviehouse
Crime in Silverwater is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Silverwater home (around $409,900) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $73k/year in household income to qualify — an estimated monthly payment of $2,726 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,726/mo | $72,703 |
| 10% (+PMI) | $3,139/mo | $83,704 |
| 5% (+PMI) | $3,277/mo | $87,382 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Holland Charter Township
Source: hct.holland.mi.us · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$923/yr in electricity from a typical rooftop solar system
Produces ~6,462 kWh/yr · offsets ~62% of a typical home's use
Municipal / public water
Based on assessor parcel records
Municipal sewer
Based on assessor parcel records
Holland Charter Township (free seasonal disposal) + resident haulers
Township offers free trash/yard-waste disposal Apr-Oct; regular curbside via private haulers.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Regional IOU; inferred (Holland BPW serves city, not township).
Confirm by addressSEMCO Energy / Consumers Energy
Regional gas utility; inferred.
Confirm by addressOttawa County Sheriff's Office
Four full-time community policing deputies via Ottawa County Sheriff.
Services for Holland · Source: hct.holland.mi.us
Utility, solar, and service details for Silverwater are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(22)
Supermercado Santa Fe
Grocery Store
Family Fare Supermarket
Grocery Store
Grocery Store
+19 more within 5 miles
🍕 Restaurants(16)
El Palacio
Restaurant
Royalty Sweet Treats LLC
Restaurant
B&N Sandwiches
Restaurant
Thai Kafe Holland
Restaurant
Kelly's Bar & Grill
Restaurant
+11 more within 5 miles
☕ Coffee(17)
+14 more within 5 miles
🍺 Bars(18)
RedRock Grille
Bar
LiveGolf Studios at Macatawa Golf Club
Bar
Lugar cómida
Bar
+15 more within 5 miles
🏫 Schools(18)
+13 more within 5 miles
💪 Gyms(10)
Journey of Hope Yoga
Fitness Center
H3alth
Fitness Center
Fitness Center
+7 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(3)
🚴 Trails(4)
Pine Wood Lake Estates Area Trail
Bike Path
Unnamed bike_path
Bike Path
Bike Path
Bike Path
+1 more within 5 miles
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
🚌 Transit(30)
Transit Stop
Transit Stop
Transit Stop
+27 more within 5 miles
👶 Childcare(3)
Little Kingdom Warriors Academy LLC.
Childcare Center
Childcare Center
Toddlerville
Childcare Center
🏥 Hospitals(1)
Hospital
⚡ EV Charging(3)
ChargePoint
EV Charging
City of Holland City Hall
EV Charging
EV Charging
Frequently asked about Silverwater
- What do homes cost in Silverwater?
- The median home value in Silverwater is about $409,900. Individual prices vary by street, size, and condition.
- How active is the Silverwater housing market?
- there are 5 homes for sale in Silverwater right now, and 21 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Silverwater?
- Silverwater is served by West Ottawa Public School District. Its highest-rated assigned school is Lakeshore Elementary School (8/10).
- Is Silverwater walkable?
- Silverwater scores 3.1/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.