Silver Lake (Saugatuck Twp)
Surrounded by nature
Median $2.0M·Walkability 0.5/10·Schools 7.0/10
This private lakefront community centers around the pristine waters of Silver Lake, offering residents an exclusive retreat atmosphere with generous lot sizes averaging nearly an acre. The area features quiet private roads leading to waterfront properties with substantial frontage, creating an ideal setting for lake living with direct access for boating, swimming, and water recreation.
Why people love it here
Lake life
- Silver Lake within walking distance
- 5 parks within 1 mile
- Bayou Point Trail: 6 min drive
- Lawrence A. and Mary Bell Wade Memorial Nature Sanctuary: 6 min drive
Saugatuck High School
- High — 1.8 mi away
- Saugatuck
- 3 rated schools in district
$2.0M median
- 2 recent sales
Lake facts
MI DNRDepth, fish species, and motor restrictions sourced from MI DNR — coming soon.
Mortgage Calculator
Median home price in Silver Lake (Saugatuck Twp)
Estimated Monthly Payment
$13,408/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Based on 3 rated schools nearby
Range: 6/10 to 8/10
School District: Saugatuck Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
Lawrence A. and Mary Bell Wade Memorial Nature Sanctuary
0.3 mi
Parks Nearby
5
within 1 mile
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Lawrence A. and Mary Bell Wade Memorial Nature Sanctuary
Silver Lake
Bayou Point Trail
Tails n' Trails Dog Park
Crime in Silver Lake (Saugatuck Twp) is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Allegan County.
Allegan County crime & safety stats →To buy a median-priced Silver Lake (Saugatuck Twp) home (around $1,975,000) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $349k/year in household income to qualify — an estimated monthly payment of $13,074 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $13,074/mo | $348,641 |
| 10% (+PMI) | $15,054/mo | $401,438 |
| 5% (+PMI) | $15,715/mo | $419,059 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$882/yr in electricity from a typical rooftop solar system
Produces ~6,430 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural township; individual wells outside serviced areas.
Septic - individual
Individual septic systems.
Resident-arranged hauler
Curbside trash resident-arranged.
Consumers Energy / SEMCO Energy
Natural gas where available.
Confirm by addressServices for Saugatuck · Source: saugatucktownshipmi.gov
Utility, solar, and service details for Silver Lake (Saugatuck Twp) are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(1)
Lake Vista SuperValu
Grocery Store
🍕 Restaurants(8)
Pennyroyal Cafe
Restaurant
Back Alley Pizza Joint
Restaurant
Happystance
Fast Food
Restaurant
Scooters
Fast Food
+3 more within 5 miles
☕ Coffee(6)
+3 more within 5 miles
🍺 Bars(8)
+5 more within 5 miles
🏫 Schools(15)
Saugatuck High School
School
School
Macks Landing School
Colf School
School Number 4
+10 more within 5 miles
💪 Gyms(1)
Blue Star Gym
Fitness Center
🐕 Dog Parks(2)
Dog Park
Dog Park in Dudleyville Plat Area
Dog Park
🚴 Trails(1)
Blue Star Trail
Bike Path
Frequently asked about Silver Lake (Saugatuck Twp)
- What do homes cost in Silver Lake (Saugatuck Twp)?
- The median home value in Silver Lake (Saugatuck Twp) is about $1,975,000. Individual prices vary by street, size, and condition.
- How active is the Silver Lake (Saugatuck Twp) housing market?
- there are 2 homes for sale in Silver Lake (Saugatuck Twp) right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Silver Lake (Saugatuck Twp)?
- Silver Lake (Saugatuck Twp) is served by Saugatuck Public Schools. Its highest-rated assigned school is Saugatuck High School (8/10).
- Is Silver Lake (Saugatuck Twp) walkable?
- Silver Lake (Saugatuck Twp) scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Silver Lake (Saugatuck Twp)
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.