Silver Lake
Great schools with outdoor access
Median $973K·Walkability 3.6/10·Schools 9.0/10
This exclusive lakefront community spans 429 acres along the shores of all-sports Silver Lake, offering residents a premium waterfront lifestyle just minutes from downtown Rockford. Properties here feature generous lot sizes averaging just over two-tenths of an acre, with many homes enjoying private lake frontage and stunning water views. The all-sports designation means residents can enjoy boating, water skiing, swimming, and fishing right from their backyard.
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Why people love it here
Lake life
- Silver Lake within walking distance
- 11 parks within 1 mile
- Silver Lake: 0 min walk
- Unnamed bike path: 7 min walk
Lakes Elementary School
- Elementary — 1.1 mi away
- Rockford
- 5 rated schools in district
$973K median
- 2 recent sales
Lake facts
MI DNRExplore Silver Lake
Same name, different focus — Silver Lake is also covered as:
- Silver Lake Lake Area — lake area details
Conventional Mortgage Calculator
Median home price in Silver Lake
Estimated Monthly Payment
$6,602/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 4 rated schools nearby
Range: 8/10 to 10/10
School District: Rockford Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
0.5 mi
Parks Nearby
11
within 1 mile
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Ric's Food Center
+1 more
Meltworks
+1 more
Biggby Coffee
Timbers Inn Restaurant & Tavern
+1 more
Town Square
+1 more
Unnamed playground
Silver Lake
+1 more
Unnamed beach
Cannon Trail
Unnamed bike path
Rockford - Rogue River Launch
gym
Krause Memorial Library
Northstar Cinema
Crime in Silver Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Silver Lake home (around $972,500) at today's 6.69% 30-year fixed rate with 20% down, you'd need roughly $175k/year in household income to qualify — an estimated monthly payment of $6,571 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $6,571/mo | $175,229 |
| 10% (+PMI) | $7,563/mo | $201,671 |
| 5% (+PMI) | $7,896/mo | $210,570 |
Estimates use a 6.69% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$880/yr in electricity from a typical rooftop solar system
Produces ~6,416 kWh/yr · offsets ~61% of a typical home's use
Private well (limited municipal water)
Largely rural on private well; utility billing 616-874-6966.
North Kent Sewer Authority (serviced areas); septic rural
Member of North Kent Sewer Authority (PARCC Side Clean Water Plant) with Rockford/Alpine/Courtland/Plainfield; rural on septic.
Resident-arranged private hauler
Services for Cannon Township · Source: cannontwp.gov
Utility, solar, and service details for Silver Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(5)
+2 more within 5 miles
🍕 Restaurants(7)
Meltworks
Restaurant
Timber's Inn
Restaurant
Pizzeria Grande
Restaurant
Vitale's Pizza
Restaurant
+2 more within 5 miles
☕ Coffee(9)
+6 more within 5 miles
🍺 Bars(9)
+6 more within 5 miles
🏫 Schools(8)
Lakes School
East Rockford Middle School
School
Crestwood School
Blessed Virgin School
+3 more within 5 miles
💪 Gyms(3)
Fitness Center on Unnamed
Fitness Center
Fitness Center
MVP Fitness
Fitness Center
🚴 Trails(4)
Unnamed bike_path
Bike Path
Bike Path
Bike Path
Rockford Village Builders Plat Area Trail
Bike Path
+1 more within 5 miles
⛵ Boat Launches(1)
Boat Launch
📚 Libraries(1)
Krause Memorial Library
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Silver Lake? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Silver Lake
- What do homes cost in Silver Lake?
- The median home value in Silver Lake is about $972,500. Individual prices vary by street, size, and condition.
- How active is the Silver Lake housing market?
- there is 1 home for sale in Silver Lake right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Silver Lake?
- Silver Lake is served by Rockford Public Schools. Its highest-rated assigned school is Lakes Elementary School (10/10).
- Is Silver Lake walkable?
- Silver Lake scores 3.6/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Silver Lake
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