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Sidney

Surrounded by nature

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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Median $340K·Walkability 0.7/10

🏙️33 mito Downtown GR(~1h 7m drive)
🏞️57 mito Lake Michigan(~1h 53m drive)

Out here, the first thing you'd notice is the land—room to breathe, a mix of older homes built before 1960 alongside newer construction from the 1980s, all spread across parcels where you can actually see sky. Derby Lake and Nevins Lake draw people in with deeded access and waterfront possibilities, whether it's a short walk from your porch or views across the way, and the Grand River winds through the broader landscape about 25 miles east of Lake Michigan. Single-family homes and townhouses dominate, with garages and driveways that make car living the natural rhythm—there's no fighting for parking here. Manufacturing and healthcare anchor the local economy, and the quiet comes genuine, not forced; you're far enough from the highway churn that mornings stay clear. A drive to Grand Rapids takes around 45 minutes, which puts you in a different world altogether while keeping the city within reach when you need it.

Why people love it here

🌊Nature & Outdoors

Lake life

  • Derby Lake within walking distance
  • Fred Meijer Heartland Trail: 6 min walk
  • Meadow Loop: 4 min drive
💰Home Values

$340K median

  • 8 sales in last 12mo
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Conventional Mortgage Calculator

Median home price in Sidney

Estimated Monthly Payment

$2,305/mo

$
$67,900
20%
%
Principal & Interest $1,76276%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

8 homes sold in Sidney this year. Thinking of selling?

See what your home is worth
NRCentral Montcalm Upper Elem SchoolElementary · 03-05 · 278 students · 15:1 · 3.0 mi

Walkability

0.7

Car-dependent

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
0.0
🍽️Dining— Restaurants, cafes, bars
0.5
🌳Nature— Parks, trails
1.0
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
0.0

Based on actual walk/bike/drive times to nearby amenities via Mapbox

☕Coffee Shops
Bikeable

Sweet Stop Bakery & Coffee Shop

11 minbike· 4 min drive
🌳Parks
Short drive

Derby Lake Public Access

5 mindrive· 12 min bike
🏞️Lakes & Water
Quick drive

South Twin Lake

6 mindrive· 14 min bike
🏖️Beaches
Quick drive

Unnamed beach

10 mindrive
🥾Hiking Trails
Short drive

Meadow Loop

4 mindrive· 13 min bike
🚴Bike Paths
Short walk

Fred Meijer Heartland Trail

6 minwalk· 2 min bike· 1 min drive

Crime in Sidney is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.

Montcalm County crime & safety stats →

To buy a median-priced Sidney home (around $339,500) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $61k/year in household income to qualify — an estimated monthly payment of $2,289 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $2,289/mo$61,029
10% (+PMI)$2,634/mo$70,242
5% (+PMI)$2,750/mo$73,339

Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Sidney cost-of-living breakdown →

Land for sale

Listings

1 parcel

Active / pending

Typical Land Value

$8K/acre

Median asking

Median Price

$320K

Per listing

Dominant StyleRanch
ConstructionVinyl Siding
RoofComposition
HeatingForced Air
Central Air100%
Fireplace17%
SewerSeptic Tank
WaterWell
Waterfront8%
Water Bodies
Derby Lake

Who actually lends in Sidney, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~10 loans · $2M

Loans to buy a home

Conventional 71%FHA 17%VA 11%

Most active lenders

1Mortgage Research Center, LLC15%
2Lake Michigan Credit Union11%
3Mortgage 1 Incorporated11%
4Union Home Mortgage Corp.9%
5United Shore Financial Services, LLC7%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Local Government · area-wide

Sidney Township

989-328-3535sidneytownship@gmail.comWebsite

Source: sidneymi.gov · unconfirmed

Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.

Solar potential

~$872/yr in electricity from a typical rooftop solar system

Produces ~6,361 kWh/yr · offsets ~61% of a typical home's use

Waterunconfirmed

Private well

Based on assessor parcel records

Sewerunconfirmed

Septic (individual)

Based on assessor parcel records

Trash

Township trash voucher program

Vouchers available Mondays at township hall (contact Terry Peterman)

Electricvaries by address

Consumers Energy Co · ~13.7¢/kWh

Rural pockets may be Great Lakes Energy cooperative

Confirm by address
Natural Gasvaries by address

Consumers Energy

Rural areas may use propane

Confirm by address
Policeunconfirmed

Montcalm County Sheriff

No local PD

Fire

Stanton / Sheridan area fire departments

Burn permits: Stanton area (Brian Brasington) / Sheridan area (Brandon Stowell 989-287-0871)

Services for Sidney · Source: sidneymi.gov

Utility, solar, and service details for Sidney are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

🛒 Grocery(1)

Sheridan Village Market

Grocery Store

4.3 mimap

🍕 Restaurants(2)

Subway

Fast Food

3.8 mimap
McDonald's

Fast Food

4.1 mimap

☕ Coffee(2)

Sweet Stop Bakery & Coffee Shop

Café

1.7 mimap

Woodside Café

Café

1.7 mimap

🏫 Schools(2)

Montcalm Central High School

School

3.3 mimap

Central Montcalm Elementary School

School

3.9 mimap

🌳 Parks(5)

Derby Lake Public Access

1.8 mimap

Nevins Lake Public Access

2.3 mimap

Unnamed park

2.4 mimap

+2 more within 5 miles

🚴 Trails(3)

Fred Meijer Heartland Trail

Bike Path

0.2 mimap

Fred Meijer Heartland Trail

Bike Path

1.5 mimap

Fred Meijer Heartland Trail

Bike Path

1.7 mimap

👶 Childcare(1)

Hundred Acre Woods Daycare

Childcare Center

4.4 mimap

🏥 Hospitals(1)

Sheridan Community Hospital

Hospital

3.8 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Sidney? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Sidney

What do homes cost in Sidney?
The median home value in Sidney is about $339,500. Individual prices vary by street, size, and condition.
How active is the Sidney housing market?
there is 1 home for sale in Sidney right now, and 8 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Sidney?
Sidney is served by Central Montcalm Public Schools.
Is Sidney walkable?
Sidney scores 0.7/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Sidney

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Sidney? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Sidney

Estimated Monthly Payment

$2,305/mo

$
$67,900
20%
%
Principal & Interest $1,76276%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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