Sidney
Surrounded by nature
Median $209K·Walkability 0.7/10
Out here, the first thing you'd notice is the land—room to breathe, a mix of older homes built before 1960 alongside newer construction from the 1980s, all spread across parcels where you can actually see sky. Derby Lake and Nevins Lake draw people in with deeded access and waterfront possibilities, whether it's a short walk from your porch or views across the way, and the Grand River winds through the broader landscape about 25 miles east of Lake Michigan. Single-family homes and townhouses dominate, with garages and driveways that make car living the natural rhythm—there's no fighting for parking here. Manufacturing and healthcare anchor the local economy, and the quiet comes genuine, not forced; you're far enough from the highway churn that mornings stay clear. A drive to Grand Rapids takes around 45 minutes, which puts you in a different world altogether while keeping the city within reach when you need it.
Why people love it here
Lake life
- Derby Lake within walking distance
- Fred Meijer Heartland Trail: 6 min walk
- Meadow Loop: 4 min drive
$209K median
- 5 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Sidney
Estimated Monthly Payment
$1,419/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
5 homes sold in Sidney this year. Thinking of selling?
See what your home is worthNearest Park
Derby Lake Public Access
1.8 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Derby Lake
0.0 mi
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Sweet Stop Bakery & Coffee Shop
Derby Lake Public Access
South Twin Lake
Unnamed beach
Meadow Loop
Fred Meijer Heartland Trail
Crime in Sidney is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Sidney home (around $209,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $37k/year in household income to qualify — an estimated monthly payment of $1,390 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,390/mo | $37,070 |
| 10% (+PMI) | $1,600/mo | $42,679 |
| 5% (+PMI) | $1,671/mo | $44,555 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$8K/acre
Median asking
Median Price
$320K
Per listing
Who actually lends in Sidney, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
Sidney Township
Source: sidneymi.gov · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$872/yr in electricity from a typical rooftop solar system
Produces ~6,361 kWh/yr · offsets ~61% of a typical home's use
Private well
Based on assessor parcel records
Septic (individual)
Based on assessor parcel records
Township trash voucher program
Vouchers available Mondays at township hall (contact Terry Peterman)
Consumers Energy Co · ~13.7¢/kWh
Rural pockets may be Great Lakes Energy cooperative
Confirm by addressStanton / Sheridan area fire departments
Burn permits: Stanton area (Brian Brasington) / Sheridan area (Brandon Stowell 989-287-0871)
Services for Sidney · Source: sidneymi.gov
Utility, solar, and service details for Sidney are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(1)
Sheridan Village Market
Grocery Store
🍕 Restaurants(2)
Fast Food
🏫 Schools(2)
🌳 Parks(6)
+3 more within 5 miles
🚴 Trails(3)
👶 Childcare(1)
Hundred Acre Woods Daycare
Childcare Center
🏥 Hospitals(1)
Hospital
Frequently asked about Sidney
- What do homes cost in Sidney?
- The median home value in Sidney is about $209,000. Individual prices vary by street, size, and condition.
- How active is the Sidney housing market?
- there are 4 homes for sale in Sidney right now, and 5 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Sidney?
- Sidney is served by Central Montcalm Public Schools.
- Is Sidney walkable?
- Sidney scores 0.7/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Sidney
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