Second Addition To Howard City (Montcalm County)
Solid value in a growing area
Median $225K·Schools 5.0/10
Out here, what strikes you first is how close everything actually is—the nearest restaurant is practically on your doorstep, and Herbert J. Peck Park sits right adjacent, so a quick walk lands you at green space without overthinking it. The neighborhood has that rural-meets-accessible feel: homes on generous lots with room to breathe, but still within a few minutes of dining and three parks scattered within a mile. You'll see updated farmhouses alongside historic brick buildings with real character, some sitting on land with creeks running through backyards, others on corner lots near playgrounds. The White Pine Trail is close enough that folks mention it as a real feature when they list their places here. It's the kind of stretch where you're not far from anything that matters, but you're also not living on top of your neighbors.
Why people love it here
$225K median
- 2 recent sales
Park-rich area
- 15 parks within 1 mile
Conventional Mortgage Calculator
Median home price in Second Addition To Howard City (Montcalm County)
Estimated Monthly Payment
$1,527/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Herbert J. Peck Park
0.3 mi
Parks Nearby
15
within 1 mile
Based on 2 rated schools nearby
Range: 4/10 to 6/10
School District: Tri County Area Schools
Crime in Second Addition To Howard City (Montcalm County) is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Second Addition To Howard City (Montcalm County) home (around $225,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $40k/year in household income to qualify — an estimated monthly payment of $1,497 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,497/mo | $39,908 |
| 10% (+PMI) | $1,723/mo | $45,946 |
| 5% (+PMI) | $1,799/mo | $47,965 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
🍕 Restaurants(3)
🏫 Schools(5)
School
School
School
Little Whitefish School
Gaffield School
🌳 Parks(5)
+2 more within 5 miles
🚴 Trails(4)
Bike Path
Bike Path
Unnamed bike_path
Bike Path
Cycleway loop off W Shaw St
Bike Path
+1 more within 5 miles
👶 Childcare(1)
Edgerton Building
Daycare
Frequently asked about Second Addition To Howard City (Montcalm County)
- What do homes cost in Second Addition To Howard City (Montcalm County)?
- The median home value in Second Addition To Howard City (Montcalm County) is about $225,000. Individual prices vary by street, size, and condition.
- How active is the Second Addition To Howard City (Montcalm County) housing market?
- no homes are listed in Second Addition To Howard City (Montcalm County) right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Second Addition To Howard City (Montcalm County)?
- Second Addition To Howard City (Montcalm County) is served by Tri County Area Schools. Its highest-rated assigned school is Tri County Senior High School (6/10).
Top contributors in Second Addition To Howard City (Montcalm County)
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