Scram Lake
Surrounded by nature
Median $445K·Walkability 3.0/10·Schools 6.3/10
This residential community features generous lot sizes averaging about a quarter-acre, providing space and privacy while maintaining the intimate feel of a neighborhood. The area attracts those seeking both permanent residences and seasonal retreats, with many homes designed to maximize views and natural surroundings.
Why people love it here
Lake life
- Scram Lake within walking distance
- Scram Lake: 1 min walk
- Angel Lake: 6 min drive
$445K median
- Based on 3yr sales
Lake facts
MI DNRMortgage Calculator
Median home price in Scram Lake
Estimated Monthly Payment
$3,021/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Flood Risk
None
Not in flood zone
Nearest Park
WABASIS COUNTY PARK
2.1 mi
Parks Nearby
0
within 1 mile
Based on 4 rated schools nearby
Range: 5/10 to 7/10
School District: Cedar Springs Public Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Halfway Diner
Harvard Tavern
Scram Lake
+1 more
WABASIS COUNTY PARK Beach
Wabasis Lake Park Launch
Crime in Scram Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Scram Lake home (around $445,000) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $79k/year in household income to qualify — an estimated monthly payment of $2,946 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,946/mo | $78,555 |
| 10% (+PMI) | $3,392/mo | $90,451 |
| 5% (+PMI) | $3,541/mo | $94,421 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Local Government · area-wide
Oakfield Township
Source: oakfieldtwp.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$911/yr in electricity from a typical rooftop solar system
Produces ~6,373 kWh/yr · offsets ~61% of a typical home's use
Septic - individual (Scram Lake Sewer in pockets)
Mostly individual septic; Scram Lake Sewer managed by Infrastructure Alternatives in pockets.
Resident-arranged private hauler
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressServices for Oakfield · Source: oakfieldtwp.org
Utility, solar, and service details for Scram Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(4)
☕ Coffee(1)
Biggby Coffee
Café
🏫 Schools(2)
East Rockford Middle School
School
💪 Gyms(1)
Fitness Center on Unnamed
Fitness Center
🌳 Parks(7)
+4 more within 5 miles
⛵ Boat Launches(2)
Boat Launch
Boat Launch
Frequently asked about Scram Lake
- What do homes cost in Scram Lake?
- The median home value in Scram Lake is about $445,000. Individual prices vary by street, size, and condition.
- How active is the Scram Lake housing market?
- there are 2 homes for sale in Scram Lake right now. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Scram Lake?
- Scram Lake is served by Cedar Springs Public Schools. Its highest-rated assigned school is Cedar View Elementary School (7/10).
- Is Scram Lake walkable?
- Scram Lake scores 3.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Scram Lake
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.