Schaffer'S Point
Solid value in a growing area
Median $588K·Walkability 3.1/10·Schools 6.3/10
The sound of water is immediate here—Duck Lake sits practically at the property line, close enough that you hear it before you see it. The subdivision spreads across what amounts to waterfront land in West Michigan, with Payne Lake Public Access a short walk away and a second park within a mile. It's the kind of place where "going outside" means you're already halfway to something worth doing. A restaurant is five minutes on foot, and groceries run about a mile and a half down the road.
Why people love it here
$588K median
- 2 recent sales
Park-rich area
- 10 parks within 1 mile
- Chief Noonday Lake: 6 min walk
- Little Payne Lake: 7 min bike
Mortgage Calculator
Median home price in Schaffer'S Point
Estimated Monthly Payment
$3,988/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Flood Risk
None
Not in flood zone
Nearest Park
Payne Lake Public Access
0.3 mi
Parks Nearby
10
within 1 mile
Based on 3 rated schools nearby
Range: 6/10 to 7/10
School District: Thornapple Kellogg School District
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Tom's Meat Market on Gun Lake
Sand Bar & Grill
Payne Lake Public Access
+1 more
Yankee Springs Township Park Playground
Chief Noonday Lake
+1 more
Beach at Gun Lake
Chief Noonday Trail
Shortcut
Gun Lake Gym
Crime in Schaffer'S Point is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Barry County.
Barry County crime & safety stats →To buy a median-priced Schaffer'S Point home (around $587,500) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $104k/year in household income to qualify — an estimated monthly payment of $3,889 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,889/mo | $103,710 |
| 10% (+PMI) | $4,478/mo | $119,415 |
| 5% (+PMI) | $4,675/mo | $124,657 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Solar potential
~$918/yr in electricity from a typical rooftop solar system
Produces ~6,423 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Schaffer'S Point are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(2)
🍕 Restaurants(4)
Restaurant
Curly Cone
Fast Food
Fast Food
Tujax Tu
Restaurant
🏫 Schools(1)
Thornapple Kellogg Early Childhood Center
Frequently asked about Schaffer'S Point
- What do homes cost in Schaffer'S Point?
- The median home value in Schaffer'S Point is about $587,500. Individual prices vary by street, size, and condition.
- How active is the Schaffer'S Point housing market?
- no homes are listed in Schaffer'S Point right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Schaffer'S Point?
- Schaffer'S Point is served by Thornapple Kellogg School District. Its highest-rated assigned school is Thornapple Kellogg Middle School (7/10).
- Is Schaffer'S Point walkable?
- Schaffer'S Point scores 3.1/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Schaffer'S Point
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