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Saugatuck Public Schools

Surrounded by nature

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)

Median $836K

Why people love it here

🌊Nature & Outdoors

Lake life

  • Silver Lake within walking distance
  • 23 parks within 1 mile
💰Home Values

$836K median

  • 30 sales in last 12mo

Conventional Mortgage Calculator

Median home price in Saugatuck Public Schools

Estimated Monthly Payment

$5,675/mo

$
$167,200
20%
%
Principal & Interest $4,33876%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

30 homes sold in Saugatuck Public Schools this year. Thinking of selling?

See what your home is worth

Crime in Saugatuck Public Schools is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Allegan County.

Allegan County crime & safety stats →

To buy a median-priced Saugatuck Public Schools home (around $836,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $150k/year in household income to qualify — an estimated monthly payment of $5,635 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $5,635/mo$150,280
10% (+PMI)$6,486/mo$172,966
5% (+PMI)$6,772/mo$180,594

Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Saugatuck Public Schools cost-of-living breakdown →

Land for sale

Listings

35 parcels

Active / pending

Typical Land Value

$141K/acre

Median asking

Median Price

$275K

Per listing

Multifamily for sale

Listings

5 buildings

Active / pending

Median Price

$725K

Per building

Price Per Unit

$358K

Median

Who actually lends in Saugatuck Public Schools, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~85 loans · $50M

Loans to buy a home

Conventional 97%FHA 2%VA 1%

Most active lenders

1Lake Michigan Credit Union27%
2Mercantile Bank12%
3The Dart Bank9%
4The Huntington National Bank8%
5United Shore Financial Services, LLC7%
Refinances~55 loans · $21M

Homeowners refinancing an existing mortgage

Conventional 95%FHA 2%VA 3%

Most active lenders

1The Huntington National Bank32%
2Rocket Mortgage, LLC10%
3Consumers Credit Union9%
4Mercantile Bank7%
5Fifth Third Bank, National Association7%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

🛒 Grocery(1)

Lake Vista SuperValu

Grocery Store

2.1 mimap

🍕 Restaurants(5)

Pennyroyal Cafe

Restaurant

0.7 mimap

The Southerner

Restaurant

0.8 mimap
Burger King

Fast Food

0.9 mimap

Ida Red's Cottage

Restaurant

1.1 mimap

Saugatacos

Fast Food

1.2 mimap

☕ Coffee(6)

Biggby Coffee

Café

0.8 mimap

Uncommon Grounds

Café

1.3 mimap
Uncommon Coffee Roasters

Café

1.3 mimap

+3 more within 5 miles

🍺 Bars(5)

Spectator's Bar And Grille

Pub

0.8 mimap

Old Boat House

Pub

1.1 mimap

The BARge

Pub

1.2 mimap

+2 more within 5 miles

🏫 Schools(12)

Saugatuck High School

School

1.0 mimap

School Number 4

2.1 mimap
Douglas Elementary

School

2.3 mimap

Gibson School

2.7 mimap

Colf School

3.8 mimap

+7 more within 5 miles

💪 Gyms(1)

Blue Star Gym

Fitness Center

0.5 mimap

🌳 Parks(3)

Amelanchier Park

0.4 mimap
Mildred A. Peterson Nature Preserve
0.7 mimap
Blue Star Memorial Highway Park
0.7 mimap

🐕 Dog Parks(2)

Tails n' Trails Dog Park

Dog Park

0.9 mimap

Dog Park in Dudleyville Plat Area

Dog Park

2.2 mimap

🚴 Trails(6)

Blue Star Trail

Bike Path

0.2 mimap

Mildred A. Peterson Nature Preserve Trail

Bike Path

0.6 mimap

Unnamed bike_path

Bike Path

0.6 mimap

+3 more within 5 miles

📚 Libraries(1)

Saugatuck Douglas District Library

2.0 mimap

⚡ EV Charging(2)

Unnamed ev_charging

EV Charging

0.6 mimap

Red E

EV Charging

2.3 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Saugatuck Public Schools? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Saugatuck Public Schools

What do homes cost in Saugatuck Public Schools?
The median home value in Saugatuck Public Schools is about $836,000. Individual prices vary by street, size, and condition.
How active is the Saugatuck Public Schools housing market?
there are 31 homes for sale in Saugatuck Public Schools right now, and 30 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.

Top contributors in Saugatuck Public Schools

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Saugatuck Public Schools? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Saugatuck Public Schools

Estimated Monthly Payment

$5,675/mo

$
$167,200
20%
%
Principal & Interest $4,33876%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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