Sauble Lake Shores Plat #1
Solid value in a growing area
Median $430K·Schools 3.7/10
You're driving past pine-thick lots and catching glimpses of water through the trees—this stretch sits right on the Sauble Lake chain, where four interconnected lakes mean year-round fishing, boating, and swimming without leaving the neighborhood. Most homes here front the water or back up to it, with cathedral ceilings, wood stoves, and decks that face the lake, and the homes tend to stay in families for decades because once you're in, there's no reason to leave. Lake Michigan is a quick drive away, and the Manistee National Forest is about a mile out if you want deeper woods. A coffee shop is a nine-minute walk, and dining runs maybe a mile or so down the road. The whole setup reads as genuine lake country—not resort-slick, not overdeveloped, just people who figured out the math on waterfront living and stopped looking.
Why people love it here
$430K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in Sauble Lake Shores Plat #1
Estimated Monthly Payment
$2,919/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Crime in Sauble Lake Shores Plat #1 is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced Sauble Lake Shores Plat #1 home (around $429,950) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $76k/year in household income to qualify — an estimated monthly payment of $2,860 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,860/mo | $76,259 |
| 10% (+PMI) | $3,292/mo | $87,798 |
| 5% (+PMI) | $3,437/mo | $91,657 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Flood Risk
None
Not in flood zone
Nearest Park
Sauble Township Ball Park
1.2 mi
Parks Nearby
0
within 1 mile
Frequently asked about Sauble Lake Shores Plat #1
- What do homes cost in Sauble Lake Shores Plat #1?
- The median home value in Sauble Lake Shores Plat #1 is about $429,950. Individual prices vary by street, size, and condition.
- What schools serve Sauble Lake Shores Plat #1?
- Sauble Lake Shores Plat #1 is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Senior High School (4/10).
Top contributors in Sauble Lake Shores Plat #1
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