S Werth Dr & S Ann St Area
Solid value in a growing area
Median $173K·Walkability 0.0/10·Schools 6.0/10
Where S Werth Drive meets S Ann Street, you're looking at a stretch of paved roads lined with modest homes—ranch cottages, cape cods, a few larger spreads tucked onto acreage that somehow exists within city limits. The backbone of the neighborhood is straightforward: residential streets, garages, fenced yards, and room to breathe. A restaurant or coffee shop is steps away, which means you're not isolated, just low-key. Lake Michigan sits about a mile and a half south, close enough to matter on a clear day.
Why people love it here
$173K median
- 5 sales in last 12mo
Conventional Mortgage Calculator
Median home price in S Werth Dr & S Ann St Area
Estimated Monthly Payment
$1,174/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
5 homes sold in S Werth Dr & S Ann St Area this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 5/10 to 7/10
School District: Reed City Area Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Lake No Sho Mo
Crime in S Werth Dr & S Ann St Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Osceola County.
Osceola County crime & safety stats →To buy a median-priced S Werth Dr & S Ann St Area home (around $173,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $31k/year in household income to qualify — an estimated monthly payment of $1,151 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,151/mo | $30,685 |
| 10% (+PMI) | $1,325/mo | $35,327 |
| 5% (+PMI) | $1,383/mo | $36,880 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$886/yr in electricity from a typical rooftop solar system
Produces ~6,204 kWh/yr · offsets ~59% of a typical home's use
Utility, solar, and service details for S Werth Dr & S Ann St Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Westerburg Park
0.9 mi
Parks Nearby
5
within 1 mile
🍕 Restaurants(6)
H&D Chuckwagon
Restaurant
Restaurant
Restaurant
Restaurant
+1 more within 5 miles
☕ Coffee(1)
The Bridge Coffee Shop
Café
🍺 Bars(1)
🚴 Trails(3)
⚡ EV Charging(1)
Unnamed ev_charging
EV Charging
Frequently asked about S Werth Dr & S Ann St Area
- What do homes cost in S Werth Dr & S Ann St Area?
- The median home value in S Werth Dr & S Ann St Area is about $173,000. Individual prices vary by street, size, and condition.
- How active is the S Werth Dr & S Ann St Area housing market?
- no homes are listed in S Werth Dr & S Ann St Area right now, and 5 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve S Werth Dr & S Ann St Area?
- S Werth Dr & S Ann St Area is served by Reed City Area Public Schools. Its highest-rated assigned school is GT Norman Elementary School (7/10).
- Is S Werth Dr & S Ann St Area walkable?
- S Werth Dr & S Ann St Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in S Werth Dr & S Ann St Area
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