S Water Rd & Sagola Trl Area
Solid value in a growing area
Median $255K·Walkability 3.0/10
...and here you're looking at open land that rolls out in all directions—five, six, seven acres if you're lucky—with woods thick enough to feel like your own world, and Lake Michigan close enough that the shift in air tells you something's there. The roads wind through without fussing, and within a couple of minutes on foot you'll find a restaurant or coffee, which means you're not isolated, just set back. There's a golf course nearby, Double JJ Resort if you want structured recreation, and enough space that a pole barn, a horse barn, or just room to breathe feels like the real amenity.
Why people love it here
$255K median
- 13 sales in last 12mo
Conventional Mortgage Calculator
Median home price in S Water Rd & Sagola Trl Area
Estimated Monthly Payment
$1,731/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
13 homes sold in S Water Rd & Sagola Trl Area this year. Thinking of selling?
See what your home is worthWalkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Park on Whitehall Rd
Carpenter Lake
+1 more
Crime in S Water Rd & Sagola Trl Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced S Water Rd & Sagola Trl Area home (around $255,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $45k/year in household income to qualify — an estimated monthly payment of $1,696 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,696/mo | $45,229 |
| 10% (+PMI) | $1,953/mo | $52,072 |
| 5% (+PMI) | $2,039/mo | $54,361 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Median Price
$25K
Per listing
Solar potential
~$918/yr in electricity from a typical rooftop solar system
Produces ~6,422 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for S Water Rd & Sagola Trl Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
2.1 mi
Parks Nearby
0
within 1 mile
🍕 Restaurants(6)
The Grill
Restaurant
The Silo
Restaurant
Hilltop Cheese Co
Restaurant
The Social Goat Tavern
Restaurant
Salt & Twist
Restaurant
+1 more within 5 miles
☕ Coffee(1)
Lewis Coffee Company
Café
🏫 Schools(13)
Lawson School
Cranston School
Eagle School
New Era Elementary School
School
Center School
+8 more within 5 miles
🚴 Trails(4)
Hart-Montague Bicycle Trail
Bike Path
Hart-Montague Bicycle Trail
Bike Path
Unnamed bike_path
Bike Path
+1 more within 5 miles
⚡ EV Charging(1)
EV Connect
EV Charging
Frequently asked about S Water Rd & Sagola Trl Area
- What do homes cost in S Water Rd & Sagola Trl Area?
- The median home value in S Water Rd & Sagola Trl Area is about $255,000. Individual prices vary by street, size, and condition.
- How active is the S Water Rd & Sagola Trl Area housing market?
- no homes are listed in S Water Rd & Sagola Trl Area right now, and 13 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve S Water Rd & Sagola Trl Area?
- S Water Rd & Sagola Trl Area is served by Montague Area Public Schools.
- Is S Water Rd & Sagola Trl Area walkable?
- S Water Rd & Sagola Trl Area scores 3.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in S Water Rd & Sagola Trl Area
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