S Merrillville Rd & S Grove St Area
Wide open spaces
1 home for sale·Median $141K·Walkability 0.5/10·Schools 3.7/10
Out here where South Merrillville Road meets South Grove Street, the landscape opens into generous acreage—five acres per lot on average—with the kind of space that lets you breathe. The Baldwin River cuts through properties, and frontage matters: log cabins on nine-acre parcels with 400 feet of river access sit alongside ranch homes on quieter dead ends, many updated with new roofing, plumbing, and electrical work that speaks to people settling in for the long term. Covered porches—three-season, enclosed, open—face the trees, and detached garages with room for toys and equipment are standard. Just steps away are restaurants and shops, while Hungerford Lake Recreation Area is a short walk, and Lake Michigan lies practically at the doorstep. The village of Baldwin, with its summer concerts at the pavilion and Trout Sculpture downtown, is close enough to reach on foot, and the Manistee National Forest spreads out minutes away for anyone who spends their weekends on ORV trails or hiking. This is where the rural and the accessible meet, where land is real and recreation doesn't require driving far.
Why people love it here
4.6 acre avg lots
- 463 homes
$141K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in S Merrillville Rd & S Grove St Area
Estimated Monthly Payment
$957/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Recent Sale Price
$141K
1 recent sale
Parks Nearby
0
within 1 mile
Nearest Park
Baldwin Hatchery Boating Access Site
1.0 mi
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Paradise Lake
Crime in S Merrillville Rd & S Grove St Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced S Merrillville Rd & S Grove St Area home (around $141,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $25k/year in household income to qualify — an estimated monthly payment of $938 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $938/mo | $25,009 |
| 10% (+PMI) | $1,080/mo | $28,793 |
| 5% (+PMI) | $1,127/mo | $30,058 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
6 parcels
Active / pending
Typical Land Value
$12K/acre
Median asking
Median Price
$28K
Per listing
Solar potential
~$898/yr in electricity from a typical rooftop solar system
Produces ~6,284 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for S Merrillville Rd & S Grove St Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Baldwin Hatchery Boating Access Site
1.0 mi
Parks Nearby
0
within 1 mile
🍕 Restaurants(4)
Pompeiis Pizza
Restaurant
Fast Food
Subway
Fast Food
Restaurant
🌳 Parks(6)
+3 more within 5 miles
Frequently asked about S Merrillville Rd & S Grove St Area
- What do homes cost in S Merrillville Rd & S Grove St Area?
- The median home value in S Merrillville Rd & S Grove St Area is about $141,000. Individual prices vary by street, size, and condition.
- How active is the S Merrillville Rd & S Grove St Area housing market?
- there is 1 home for sale in S Merrillville Rd & S Grove St Area right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve S Merrillville Rd & S Grove St Area?
- S Merrillville Rd & S Grove St Area is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Senior High School (4/10).
- Is S Merrillville Rd & S Grove St Area walkable?
- S Merrillville Rd & S Grove St Area scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.