S M-37 HWY Area
Surrounded by nature
5 homes for sale·Median $228K·Walkability 1.5/10·Schools 6.2/10
People expect rural emptiness here, but what they find is deliberate. This stretch just south of Hastings is where acreage—measured in meaningful parcels of 20+ acres—meets the kind of home that doesn't apologize for its ambitions: walkout ranches with cathedral ceilings, granite kitchens, pools. The land rolls and trees anchor it. Twin Lakes sits at the edge of the property line, and Pierce Cedar Creek Institute borders directly adjacent, which shapes how the area holds itself—spacious, intentional, not desperate to fill every inch.
Why people love it here
Lake life
- Clear Lake within walking distance
- Aurohn Lake: 10 min bike
- Mud Lake: 9 min drive
$228K median
- 4 sales in last 12mo
Conventional Mortgage Calculator
Median home price in S M-37 HWY Area
Estimated Monthly Payment
$1,544/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
4 homes sold in S M-37 HWY Area this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Pierce Cedar Creek Institute
1.4 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Clear Lake
0.0 mi
Based on 5 rated schools nearby
Range: 5/10 to 7/10
School District: Hastings Area School District
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Aurohn Lake
Dowling Public Library
Crime in S M-37 HWY Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Barry County.
Barry County crime & safety stats →To buy a median-priced S M-37 HWY Area home (around $227,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $40k/year in household income to qualify — an estimated monthly payment of $1,513 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,513/mo | $40,351 |
| 10% (+PMI) | $1,742/mo | $46,457 |
| 5% (+PMI) | $1,819/mo | $48,498 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Who actually lends in S M-37 HWY Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$922/yr in electricity from a typical rooftop solar system
Produces ~6,455 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for S M-37 HWY Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Frequently asked about S M-37 HWY Area
- What do homes cost in S M-37 HWY Area?
- The median home value in S M-37 HWY Area is about $227,500. Individual prices vary by street, size, and condition.
- How active is the S M-37 HWY Area housing market?
- there are 5 homes for sale in S M-37 HWY Area right now, and 4 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve S M-37 HWY Area?
- S M-37 HWY Area is served by Hastings Area School District. Its highest-rated assigned school is Star Elementary School (7/10).
- Is S M-37 HWY Area walkable?
- S M-37 HWY Area scores 1.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.