Pearl Lake Area
Wide open spaces
The quick answer
Pearl Lake Area is a neighborhood, part of Central Montcalm Public Schools. Homes here typically sell for around $182,000.
Median $182K·Walkability 1.0/10
What might surprise you about this stretch is how much land comes with the homes—we're talking 1 to 10 acres, which means you actually have room to breathe out here. Most places around West Michigan have shrunk their lots down to a postage stamp, but out here you'll find ranch homes sitting on acreage, pole barns, wooded property, and the kind of setup where you can have a creek running through your yard or an orchard on your land. Newer kitchens and updated garages are common, and folks clearly aren't afraid to invest in the bones of what they own.
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Why people love it here
9.2 acre avg lots
- 56 homes
$182K median
- 3 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Pearl Lake Area
Estimated Monthly Payment
$1,236/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
3 homes sold in Pearl Lake Area this year. Thinking of selling?
See what your home is worthMedian Sale Price
$182K
3 sales in last 12mo
Parks Nearby
0
within 1 mile
Nearest Park
Pearl Lake Park
1.3 mi
Expected Rent
$1,225/mo
$1,075 – $1,375 · wider-area estimate
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Sheridan Village Market
Pearl Lake Park
Pearl Lake Playground
Pearl Lake
+1 more
Beach at Pearl Lake
Meadow Loop
Hundred Acre Woods Daycare
Crime in Pearl Lake Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Pearl Lake Area home (around $182,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $33k/year in household income to qualify — an estimated monthly payment of $1,226 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,226/mo | $32,691 |
| 10% (+PMI) | $1,411/mo | $37,626 |
| 5% (+PMI) | $1,473/mo | $39,285 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$867/yr in electricity from a typical rooftop solar system
Produces ~6,326 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for Pearl Lake Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Pearl Lake Park
1.3 mi
Parks Nearby
0
within 1 mile
🛒 Grocery(1)
Sheridan Village Market
Grocery Store
🏫 Schools(2)
🚴 Trails(3)
👶 Childcare(1)
Hundred Acre Woods Daycare
Childcare Center
🏥 Hospitals(1)
Hospital
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Pearl Lake Area? Our team can help with availability, schools, and what it's really like to live here.
Living in Pearl Lake Area: the details
Is Pearl Lake Area a good place to live?
Pearl Lake Area suits buyers looking for room to spread out on larger lots — here is what the data shows. For getting around, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Central Montcalm Public Schools. The going price is around $182,000.
What does it cost to live in Pearl Lake Area?
The median home value in Pearl Lake Area is about $182,000. 3 homes sold here in the past year.
Frequently asked about Pearl Lake Area
- What do homes cost in Pearl Lake Area?
- The median home value in Pearl Lake Area is about $182,000. Individual prices vary by street, size, and condition.
- How active is the Pearl Lake Area housing market?
- no homes are listed in Pearl Lake Area right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Pearl Lake Area?
- Pearl Lake Area is served by Central Montcalm Public Schools.
- Is Pearl Lake Area walkable?
- Pearl Lake Area scores 1.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
