S Clay St & E Union St Area
Great schools with outdoor access
Median $163K·Walkability 2.8/10·Schools 7.8/10
Early morning or right after sunset, this stretch of central Greenville shows its best light—Victorian homes with high ceilings and tall windows catch the glow, and the tree-lined blocks feel genuinely quiet. The neighborhood sits steps from downtown shops and restaurants (most within a short walk), with Heritage Park right beside you and fourteen parks scattered across the surrounding mile. Homes here tend toward older character—bungalows, ranch houses, cottages on modest lots averaging a quarter-acre—mixed with updated renovations that prove how workable the bones are; kitchens get opened up, bathrooms get finished, and hardwood floors reappear. You're about forty-five minutes from downtown Grand Rapids, close enough for work commutes but far enough to feel separate, and Baldwin Lake is 0.9 miles away if you want water access without waterfront prices. Grocery stores and restaurants cluster within walking distance, with a Meijer nearby and a trail system that connects the whole area. It's the kind of place where someone buys a two-bedroom ranch with a barn and a shed, both sitting in town, and finds real room to breathe.
Why people love it here
Near the water
- Baldwin Lake — 0.9 mi
- 70 parks within 1 mile
- Heritage Park: 4 min walk
- Fred Meijer Flat River Trail: 6 min walk
Cedar Crest Elementary School
- Elementary — 0.4 mi away
- Greenville
- 5 rated schools in district
$163K median
- 1 recent sale
Notable nearby
Conventional Mortgage Calculator
Median home price in S Clay St & E Union St Area
Estimated Monthly Payment
$1,107/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 5 rated schools nearby
Range: 7/10 to 9/10
School District: Greenville Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
Heritage Park
0.2 mi
Parks Nearby
70
within 1 mile
Nearest Lake
Baldwin Lake
0.9 mi
Recent Sale Price
$163K
1 recent sale
Parks Nearby
70
within 1 mile
Nearest Park
Heritage Park
0.2 mi
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Meijer
Pizza Hut
The Stone at Candlestone
Heritage Park
+1 more
Heritage Park Playground
Manoka Lake
+1 more
Baldwin Lake Beach Beach
Silk City Nature Trail
Fred Meijer Flat River Trail
Walgreens
Flat River Community Library
Greeneville Cinema
Crime in S Clay St & E Union St Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced S Clay St & E Union St Area home (around $163,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $29k/year in household income to qualify — an estimated monthly payment of $1,084 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,084/mo | $28,911 |
| 10% (+PMI) | $1,248/mo | $33,285 |
| 5% (+PMI) | $1,303/mo | $34,748 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$869/yr in electricity from a typical rooftop solar system
Produces ~6,336 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for S Clay St & E Union St Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(3)
🍕 Restaurants(6)
+1 more within 5 miles
🍺 Bars(1)
The Stone at Candlestone
Bar
🏫 Schools(8)
St. Charles Catholic School
Cedar Crest School
Baldwin Heights School
Walnut School
Greenville High School
School
+3 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🚴 Trails(2)
💊 Pharmacies(1)
Walgreens
Pharmacy
🏥 Hospitals(1)
Hospital
📚 Libraries(1)
Frequently asked about S Clay St & E Union St Area
- What do homes cost in S Clay St & E Union St Area?
- The median home value in S Clay St & E Union St Area is about $163,000. Individual prices vary by street, size, and condition.
- How active is the S Clay St & E Union St Area housing market?
- no homes are listed in S Clay St & E Union St Area right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve S Clay St & E Union St Area?
- S Clay St & E Union St Area is served by Greenville Public Schools. Its highest-rated assigned school is Cedar Crest Elementary School (9/10).
- Is S Clay St & E Union St Area walkable?
- S Clay St & E Union St Area scores 2.8/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.