S CHARLTON PARK RD & S M-37 HWY Area
Easy outdoor access
2 homes for sale·Median $408K·Walkability 0.0/10·Schools 6.2/10
The road curves through open farmland and low wooded ridges, with power lines stretching overhead and gravel shoulders wide enough to breathe—you're definitely in real country out here. This stretch rolls across roughly 13,000 acres of what feels like genuine rural Barry County, where properties sit on substantial acreage (averaging over 20 acres per parcel) and creek frontage, pond views, and tree cover show up regularly in what people are building and keeping. A spring-fed lake sits right at the edge, and there's a public boating access a stone's throw away if you want to get on the water. The grocery store is less than four miles off, so you're not completely isolated, but the character is unmistakably land-focused—long driveways, barns, open fields, and homes tucked into the woods rather than lined up along a strip.
Why people love it here
Near the water
- Clear Lake — 0.5 mi
- Middle Lake: 11 min drive
- Hall Lake: 9 min drive
$408K median
- 6 sales in last 12mo
Conventional Mortgage Calculator
Median home price in S CHARLTON PARK RD & S M-37 HWY Area
Estimated Monthly Payment
$2,766/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
6 homes sold in S CHARLTON PARK RD & S M-37 HWY Area this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Clear Lake Boating Access Site
3.2 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Clear Lake
0.5 mi
Based on 5 rated schools nearby
Range: 5/10 to 7/10
School District: Hastings Area School District
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Middle Lake
+1 more
Log Cabin Loop Trail
Dowling Public Library
Crime in S CHARLTON PARK RD & S M-37 HWY Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Barry County.
Barry County crime & safety stats →To buy a median-priced S CHARLTON PARK RD & S M-37 HWY Area home (around $407,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $72k/year in household income to qualify — an estimated monthly payment of $2,710 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,710/mo | $72,277 |
| 10% (+PMI) | $3,121/mo | $83,214 |
| 5% (+PMI) | $3,258/mo | $86,871 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
2 parcels
Active / pending
Typical Land Value
$50K/acre
Median asking
Median Price
$475K
Per listing
Who actually lends in S CHARLTON PARK RD & S M-37 HWY Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$913/yr in electricity from a typical rooftop solar system
Produces ~6,392 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for S CHARLTON PARK RD & S M-37 HWY Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Frequently asked about S CHARLTON PARK RD & S M-37 HWY Area
- What do homes cost in S CHARLTON PARK RD & S M-37 HWY Area?
- The median home value in S CHARLTON PARK RD & S M-37 HWY Area is about $407,500. Individual prices vary by street, size, and condition.
- How active is the S CHARLTON PARK RD & S M-37 HWY Area housing market?
- there are 2 homes for sale in S CHARLTON PARK RD & S M-37 HWY Area right now, and 6 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve S CHARLTON PARK RD & S M-37 HWY Area?
- S CHARLTON PARK RD & S M-37 HWY Area is served by Hastings Area School District. Its highest-rated assigned school is Star Elementary School (7/10).
- Is S CHARLTON PARK RD & S M-37 HWY Area walkable?
- S CHARLTON PARK RD & S M-37 HWY Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.