S 96th Ave & White Rd Area
Solid value in a growing area
Median $320K·Walkability 0.9/10
You're driving through farmland and open country where acreage matters—properties here stretch across multiple acres, many with mature fruit trees, gardens, and serious outbuildings like pole barns built to last. A lake sits right at the edge of the landscape, and land itself feels like the real amenity; residents have been buying places with 45 acres of blueberry bushes, six-plus-acre parcels, and room enough for workshop space or whatever projects matter most. Homes tend toward country ranch and farmhouse styles, recently refreshed with new furnaces and kitchens, though they keep their character—think wrap-around decks overlooking water or open living rooms in turn-key layouts. Coffee is about two miles south if you need the drive, and a restaurant sits close by for when cooking isn't in the cards. This is the kind of stretch where you're living on the land, not next to neighbors, and where Montague Schools serves the area.
Why people love it here
$320K median
- 3 sales in last 12mo
Conventional Mortgage Calculator
Median home price in S 96th Ave & White Rd Area
Estimated Monthly Payment
$2,172/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
3 homes sold in S 96th Ave & White Rd Area this year. Thinking of selling?
See what your home is worthWalkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Chase Lake
Hart-Montague Bicycle Trail
Crime in S 96th Ave & White Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced S 96th Ave & White Rd Area home (around $320,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $57k/year in household income to qualify — an estimated monthly payment of $2,128 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,128/mo | $56,758 |
| 10% (+PMI) | $2,450/mo | $65,346 |
| 5% (+PMI) | $2,558/mo | $68,217 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
4 parcels
Active / pending
Typical Land Value
$10K/acre
Median asking
Median Price
$148K
Per listing
Solar potential
~$910/yr in electricity from a typical rooftop solar system
Produces ~6,366 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for S 96th Ave & White Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
2.2 mi
Parks Nearby
0
within 1 mile
🍕 Restaurants(6)
Rico's Tamales
Restaurant
The Grill
Restaurant
The Silo
Restaurant
Hilltop Cheese Co
Restaurant
The Social Goat Tavern
Restaurant
+1 more within 5 miles
☕ Coffee(1)
Lewis Coffee Company
Café
🏫 Schools(11)
Heitman School
Center School
Eagle School
Oceana High School
School
Lawson School
+6 more within 5 miles
🚴 Trails(4)
Hart-Montague Bicycle Trail
Bike Path
Hart-Montague Bicycle Trail
Bike Path
Bike Path
Bike Path
+1 more within 5 miles
⚡ EV Charging(1)
EV Connect
EV Charging
Frequently asked about S 96th Ave & White Rd Area
- What do homes cost in S 96th Ave & White Rd Area?
- The median home value in S 96th Ave & White Rd Area is about $320,000. Individual prices vary by street, size, and condition.
- How active is the S 96th Ave & White Rd Area housing market?
- no homes are listed in S 96th Ave & White Rd Area right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve S 96th Ave & White Rd Area?
- S 96th Ave & White Rd Area is served by Montague Area Public Schools.
- Is S 96th Ave & White Rd Area walkable?
- S 96th Ave & White Rd Area scores 0.9/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in S 96th Ave & White Rd Area
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.