S 96th Ave & W Shelby Rd Area
Solid value in a growing area
3 homes for sale·Median $250K·Walkability 0.5/10·Schools 5.7/10
Driving out this way, you're immediately aware of space—acreage spreads across the landscape in ways that feel genuinely rural, with plenty of properties sitting on several acres apiece and pole barns dotting the horizon for storage or small operations. Homes here tend toward the substantial: ranch-styles and colonial designs on generous lots, many with remodeled kitchens and updated systems, sunrooms that catch light, and basements ready for whatever you want to make of them. The Village of Shelby sits close enough that shops and services are just a few minutes away, yet the character stays decidedly country—fenced land, mature shade trees, wildlife visible from your porch. Lake Michigan lies less than a mile off, which shapes the whole feel of the area even if you're not beachfront; it's the reason pools and outdoor living spaces appear so often in what's built here. An unnamed park sits right at the edge, giving access to green space without the development closing in. This is the kind of place where you can actually stretch out.
Why people love it here
$250K median
- 3 sales in last 12mo
Conventional Mortgage Calculator
Median home price in S 96th Ave & W Shelby Rd Area
Estimated Monthly Payment
$1,697/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
3 homes sold in S 96th Ave & W Shelby Rd Area this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 4/10 to 7/10
School District: Shelby Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
The Pizza Factory
Park on Lorenson Rd
+1 more
Playground on Ochs Rd
Browns Pond
+1 more
Hart-Montague Bicycle Trail
Shelby Public Library
Crime in S 96th Ave & W Shelby Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced S 96th Ave & W Shelby Rd Area home (around $250,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $44k/year in household income to qualify — an estimated monthly payment of $1,663 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,663/mo | $44,342 |
| 10% (+PMI) | $1,914/mo | $51,051 |
| 5% (+PMI) | $1,999/mo | $53,295 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$6K/acre
Median asking
Median Price
$250K
Per listing
Solar potential
~$906/yr in electricity from a typical rooftop solar system
Produces ~6,337 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for S 96th Ave & W Shelby Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
1.5 mi
Parks Nearby
0
within 1 mile
🍕 Restaurants(6)
The Pizza Factory
Restaurant
Restaurant
Frosty's Oasis
Restaurant
Rusty Rooster
Restaurant
Hilltop Cheese Co
Restaurant
+1 more within 5 miles
☕ Coffee(1)
Lewis Coffee Company
Café
🏫 Schools(13)
Shelby Center School
Shelby Middle School
School
Thomas Read Elementary School
School
Carpenter School
Brooks School
+8 more within 5 miles
🚴 Trails(5)
Hart-Montague Bicycle Trail
Bike Path
Hart-Montague Bicycle Trail
Bike Path
Hart-Montague Bicycle Trail
Bike Path
+2 more within 5 miles
🏥 Hospitals(1)
Hospital
📚 Libraries(1)
Shelby Public Library
⚡ EV Charging(1)
EV Connect
EV Charging
Frequently asked about S 96th Ave & W Shelby Rd Area
- What do homes cost in S 96th Ave & W Shelby Rd Area?
- The median home value in S 96th Ave & W Shelby Rd Area is about $250,000. Individual prices vary by street, size, and condition.
- How active is the S 96th Ave & W Shelby Rd Area housing market?
- there are 3 homes for sale in S 96th Ave & W Shelby Rd Area right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve S 96th Ave & W Shelby Rd Area?
- S 96th Ave & W Shelby Rd Area is served by Shelby Public Schools. Its highest-rated assigned school is Shelby Middle School (7/10).
- Is S 96th Ave & W Shelby Rd Area walkable?
- S 96th Ave & W Shelby Rd Area scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.