S 4th St & S 3rd St Area
Room to breathe
1 home for sale·Median $160K·Walkability 3.2/10·Schools 5.5/10
The corner lots here actually mean something—they're not just a real estate term, they're the skeletal frame of what feels like an older, smaller town where blocks still matter. You've got three-bedroom homes with hardwood floors and screened porches, detached garages on double lots, fenced yards built for actual use rather than display, and enough green space (120 acres spread across fewer than 200 homes) that you're not stacked on top of anyone. The nearest grocery is less than a mile away, coffee and food are steps from your door, and Grove Park sits a short walk off, with two other parks within reach—the kind of setup that lets you live without constantly calculating drive times. It's about 75 minutes to downtown if you need it, but the architecture and lot sizes suggest most people built their lives here first and never left. Hardwood floors, updated kitchens, main-floor laundry: the homes read like they've been lived in, maintained, and quietly improved by people who actually plan to stay.
Why people love it here
23,501 sq ft avg lots
- 143 homes
$160K median
- 2 recent sales
Conventional Mortgage Calculator
Median home price in S 4th St & S 3rd St Area
Estimated Monthly Payment
$1,086/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Recent Sale Price
$160K
2 recent sales
Parks Nearby
15
within 1 mile
Nearest Park
Grove Park
0.8 mi
Based on 2 rated schools nearby
Range: 4/10 to 7/10
School District: Carson City-Crystal Area Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Carson City Village Market
Main Street Pizza
+1 more
Muffin Top Bakery and Deli
Grove Park
Playground on County Line Rd
Beach on County Line Rd
Carson City Public Library
Crime in S 4th St & S 3rd St Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced S 4th St & S 3rd St Area home (around $159,950) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $28k/year in household income to qualify — an estimated monthly payment of $1,064 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,064/mo | $28,370 |
| 10% (+PMI) | $1,225/mo | $32,663 |
| 5% (+PMI) | $1,279/mo | $34,098 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$867/yr in electricity from a typical rooftop solar system
Produces ~6,363 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for S 4th St & S 3rd St Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Grove Park
0.8 mi
Parks Nearby
15
within 1 mile
🛒 Grocery(1)
Grocery Store
🍕 Restaurants(5)
Main Street Pizza
Restaurant
Eagle's Nest
Restaurant
Restaurant
Fast Food
The Rusty Nail
Restaurant
☕ Coffee(1)
Muffin Top Bakery and Deli
Café
🏥 Hospitals(1)
📚 Libraries(1)
Carson City Public Library
Frequently asked about S 4th St & S 3rd St Area
- What do homes cost in S 4th St & S 3rd St Area?
- The median home value in S 4th St & S 3rd St Area is about $159,950. Individual prices vary by street, size, and condition.
- How active is the S 4th St & S 3rd St Area housing market?
- there is 1 home for sale in S 4th St & S 3rd St Area right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve S 4th St & S 3rd St Area?
- S 4th St & S 3rd St Area is served by Carson City-Crystal Area Schools. Its highest-rated assigned school is Carson City Elementary School (7/10).
- Is S 4th St & S 3rd St Area walkable?
- S 4th St & S 3rd St Area scores 3.2/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.