Claybanks
Easy outdoor access
The quick answer
Claybanks is a neighborhood, part of Montague Area Public Schools. Homes here typically sell for around $765,000.
1 home for sale·Median $765K·Walkability 0.0/10·Schools 5.3/10
Where the bluff drops toward Lake Michigan, this stretch of West Michigan opens up into something rare—waterfront living on a meaningful scale. The shoreline here runs deep, with properties commanding anywhere from 59 feet to 360 feet of private frontage, and the beach itself stays generous thanks to low-bank terrain that resists the erosion you see elsewhere along the coast. Getting down to the sand is straightforward: most homes have custom decking or a manageable set of steps, sometimes fewer than 60, cutting through wooded acreage that keeps things quiet and separated. Year-round residents and seasonal visitors alike anchor here for the unobstructed views and the room to spread out—many parcels sit on several acres, with screened porches and large decks built specifically to face the water. Meinert Park sits adjacent, and a restaurant lands about a mile down the road when you need to venture out. The architecture runs toward cabin and chalet aesthetics—knotty pine, high ceilings, wraparound decks—homes clearly built to lean into what the location offers rather than fight it.
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Why people love it here
Near the water
- Stony Lake — 1.2 mi
- Meinert Park: 11 min drive
- Claybanks Township Park: 6 min drive
$765K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in Claybanks
Estimated Monthly Payment
$5,193/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Meinert Park
2.3 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Stony Lake
1.2 mi
Based on 3 rated schools nearby
Range: 5/10 to 6/10
School District: Montague Area Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Claybanks Township Park
Park Lake
Beach on Vally Rd
Liz Gray Deck
Crime in Claybanks is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced Claybanks home (around $765,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $137k/year in household income to qualify — an estimated monthly payment of $5,153 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $5,153/mo | $137,409 |
| 10% (+PMI) | $5,931/mo | $158,155 |
| 5% (+PMI) | $6,192/mo | $165,128 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$12K/acre
Median asking
Median Price
$499K
Per listing
Solar potential
~$920/yr in electricity from a typical rooftop solar system
Produces ~6,435 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Claybanks are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Claybanks? Our team can help with availability, schools, and what it's really like to live here.
Living in Claybanks: the details
Is Claybanks a good place to live?
If you're after green space nearby, Claybanks is worth a close look — here is what the data shows. For getting around, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Montague Area Public Schools. Expect prices centered around $765,000.
What does it cost to live in Claybanks?
The typical home in Claybanks goes for around $765,000. There is 1 home for sale here right now.
Frequently asked about Claybanks
- What do homes cost in Claybanks?
- The median home value in Claybanks is about $765,000. Individual prices vary by street, size, and condition.
- How active is the Claybanks housing market?
- there is 1 home for sale in Claybanks right now. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Claybanks?
- Claybanks is served by Montague Area Public Schools. Its highest-rated assigned school is Montague High School (6/10).
- Is Claybanks walkable?
- Claybanks scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Claybanks
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