S 28th Ave & 28th/Grant Cutoff Area
Easy outdoor access
1 home for sale·Median $450K·Walkability 0.7/10·Schools 5.7/10
Biking or driving down these country roads feels unhurried—wide shoulders, big sky, and the kind of land that still remembers what it was. The character here is rural and spacious: rolling pastures, working farms with riding arenas, brick farmhouses with original woodwork standing solid after generations. Golf course views and lakefront condos sit alongside acreage where horses graze and hay gets stored. Everything is close without feeling crowded; Lake Michigan is less than half a mile away, and a quick walk gets you to Otto Nature Preserve if you want to slip into the trees. A restaurant is steps from your door, though the grocery store is a short drive. What ties it all together isn't density or bustle—it's the sense that you've got room to breathe, trees that belong here, and access to water and open country at the same time.
Why people love it here
Near the water
- Stony Lake — 0.8 mi
- Bigsbie Lake: 8 min drive
- Stony Lake: 6 min drive
$450K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in S 28th Ave & 28th/Grant Cutoff Area
Estimated Monthly Payment
$3,055/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Otto Nature Preserve
1.8 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Stony Lake
0.8 mi
Based on 3 rated schools nearby
Range: 4/10 to 7/10
School District: Shelby Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
The Farmhouse
Benona Township Park
+1 more
Playground on Vally Rd
Bigsbie Lake
+1 more
Beach on Vally Rd
Oak Trail
Crime in S 28th Ave & 28th/Grant Cutoff Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced S 28th Ave & 28th/Grant Cutoff Area home (around $450,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $80k/year in household income to qualify — an estimated monthly payment of $2,993 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,993/mo | $79,815 |
| 10% (+PMI) | $3,446/mo | $91,892 |
| 5% (+PMI) | $3,597/mo | $95,931 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$14K/acre
Median asking
Median Price
$210K
Per listing
Solar potential
~$923/yr in electricity from a typical rooftop solar system
Produces ~6,456 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for S 28th Ave & 28th/Grant Cutoff Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(1)
Parkside Store
Grocery Store
🍕 Restaurants(7)
The Farmhouse
Restaurant
Stony Lake Inn
Restaurant
Restaurant
Restaurant
Silver Lake Chicken Shack
Restaurant
+2 more within 5 miles
☕ Coffee(1)
Golden Bakery Donut Shop
Café
🏫 Schools(4)
🌳 Parks(4)
+1 more within 5 miles
Frequently asked about S 28th Ave & 28th/Grant Cutoff Area
- What do homes cost in S 28th Ave & 28th/Grant Cutoff Area?
- The median home value in S 28th Ave & 28th/Grant Cutoff Area is about $450,000. Individual prices vary by street, size, and condition.
- How active is the S 28th Ave & 28th/Grant Cutoff Area housing market?
- there is 1 home for sale in S 28th Ave & 28th/Grant Cutoff Area right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve S 28th Ave & 28th/Grant Cutoff Area?
- S 28th Ave & 28th/Grant Cutoff Area is served by Shelby Public Schools. Its highest-rated assigned school is Shelby Middle School (7/10).
- Is S 28th Ave & 28th/Grant Cutoff Area walkable?
- S 28th Ave & 28th/Grant Cutoff Area scores 0.7/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in S 28th Ave & 28th/Grant Cutoff Area
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.