S 198th Ave & E Hayes Rd Area
Solid value in a growing area
9 homes for sale·Median $185K·Walkability 1.4/10·Schools 3.0/10
Out here, you're expecting sprawl—maybe a tired stretch of road between two bigger towns—and instead you get something with actual bones: a 1,273-acre neighborhood anchored by Oxbow Park right on the doorstep, White River running through properties, and the kind of proximity to amenities that makes errands feel less like obligations. A grocery is a five-minute walk away, restaurants are steps from your driveway, and Lake Michigan sits about a mile and a half east. The village of Hesperia—close enough to reach in minutes—keeps things grounded: you've got a downtown with schools and a library within easy reach, corner lots with serious acreage, and homes with actual basements and garages built for real winters. The real affection, though, comes from the land itself: riverfront parcels, two-plus acres on corner lots, decks and driveways that suggest people actually live here rather than pass through.
Why people love it here
$185K median
- 9 sales in last 12mo
Park-rich area
- 5 parks within 1 mile
- Oxbow Park: 15 min walk
- Vida Weaver Park: 11 min bike
Conventional Mortgage Calculator
Median home price in S 198th Ave & E Hayes Rd Area
Estimated Monthly Payment
$1,256/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
9 homes sold in S 198th Ave & E Hayes Rd Area this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Oxbow Park
0.6 mi
Parks Nearby
5
within 1 mile
Based on 2 rated schools nearby
School District: Hesperia Community Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Ed’s Orchard Market
Subway
Oxbow Park
+1 more
Playground in 1 Mile Rd & Stoney Creek Ln Area
Newell Lake
Horseshoe Motorcycle Trail
Hesperia Community Library
Crime in S 198th Ave & E Hayes Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced S 198th Ave & E Hayes Rd Area home (around $185,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $33k/year in household income to qualify — an estimated monthly payment of $1,230 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,230/mo | $32,813 |
| 10% (+PMI) | $1,417/mo | $37,778 |
| 5% (+PMI) | $1,479/mo | $39,438 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
2 parcels
Active / pending
Typical Land Value
$27K/acre
Median asking
Median Price
$82K
Per listing
Solar potential
~$918/yr in electricity from a typical rooftop solar system
Produces ~6,426 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for S 198th Ave & E Hayes Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Frequently asked about S 198th Ave & E Hayes Rd Area
- What do homes cost in S 198th Ave & E Hayes Rd Area?
- The median home value in S 198th Ave & E Hayes Rd Area is about $185,000. Individual prices vary by street, size, and condition.
- How active is the S 198th Ave & E Hayes Rd Area housing market?
- there are 9 homes for sale in S 198th Ave & E Hayes Rd Area right now, and 9 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve S 198th Ave & E Hayes Rd Area?
- S 198th Ave & E Hayes Rd Area is served by Hesperia Community Schools. Its highest-rated assigned school is Hesperia High School (3/10).
- Is S 198th Ave & E Hayes Rd Area walkable?
- S 198th Ave & E Hayes Rd Area scores 1.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.