S 144th Ave & E Garfield Rd Area
Solid value in a growing area
Median $418K·Walkability 0.5/10·Schools 5.7/10
Out here, your daily routine revolves around acreage and creek water instead of sidewalks—most properties sit on 10 acres or more, with seasonal ponds, pole barns, and the kind of space that lets you actually hear yourself think. You're looking at manufactured homes and farmhouses set deep into the landscape, the sort of places where a detached outbuilding isn't a luxury but a practical fact of life. Lake Michigan is just over a mile away, close enough that the water's part of the geography even if you're not waking up to it. An 88-minute drive to downtown is the trade-off for land, privacy, and the particular quiet that comes with county living—you're in real country, not exurb, and the difference shows in how properties are built and spaced. There's an unnamed park within a short walk if you need a break from your own acreage, though honestly most of what defines this area is what's already on your property.
Why people love it here
$418K median
- 2 recent sales
Conventional Mortgage Calculator
Median home price in S 144th Ave & E Garfield Rd Area
Estimated Monthly Payment
$2,834/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 4/10 to 7/10
School District: Shelby Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Park on E Weaver Ave
Playground on Federal Forest Road 9304
Gillon Lake
+1 more
South 158th Avenue
Crime in S 144th Ave & E Garfield Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced S 144th Ave & E Garfield Rd Area home (around $417,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $74k/year in household income to qualify — an estimated monthly payment of $2,777 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,777/mo | $74,051 |
| 10% (+PMI) | $3,197/mo | $85,256 |
| 5% (+PMI) | $3,338/mo | $89,002 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$921/yr in electricity from a typical rooftop solar system
Produces ~6,445 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for S 144th Ave & E Garfield Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
1.7 mi
Parks Nearby
0
within 1 mile
Frequently asked about S 144th Ave & E Garfield Rd Area
- What do homes cost in S 144th Ave & E Garfield Rd Area?
- The median home value in S 144th Ave & E Garfield Rd Area is about $417,500. Individual prices vary by street, size, and condition.
- How active is the S 144th Ave & E Garfield Rd Area housing market?
- no homes are listed in S 144th Ave & E Garfield Rd Area right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve S 144th Ave & E Garfield Rd Area?
- S 144th Ave & E Garfield Rd Area is served by Shelby Public Schools. Its highest-rated assigned school is Shelby Middle School (7/10).
- Is S 144th Ave & E Garfield Rd Area walkable?
- S 144th Ave & E Garfield Rd Area scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.