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Atlas — Grand Rapids Real Estate

A hyper-local geographic knowledge system for Greater Grand Rapids. Fall in love with a place, then find a home there.

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2279 New Town Dr, Grand Rapids, MI 49525
(616) 308-7946 · support@grandrapids.realestate

Operated by Grand Rapids Real Estate Co., a sub-brokerage of AARE · Licensed broker: Jon Hazeltine, Michigan license #6502432782

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IDX data provided by MichRIC MLS · @grandrapidsrealestateco

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Home/Neighborhoods/Oceana County/Ferry Area
Neighborhood4943.6 acres

Ferry Area

Solid value in a growing area

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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The quick answer

Ferry Area is a neighborhood, part of Shelby Public Schools. Homes here typically sell for around $189,000.

Jump to:Is it a good place to live?·What it costs to live here·How safe is it?

1 home for sale·Median $189K·Walkability 2.8/10·Schools 5.7/10

🌳Top 14% park access
🏙️51 mito Downtown GR(~1h 43m drive)
🏞️37 mito Lake Michigan(~1h 13m drive)

People expect emptiness out here—rural acreage, maybe some scattered trailers, the kind of place you pass through. What you actually find is land with serious bones: quarter-acre to forty-acre parcels where actual houses sit, many with basements and decks, some freshly remodeled kitchens with real counters, a few sporting wood stoves and mini splits for year-round living. The area sprawls across nearly five thousand acres in Ferry Township, just a tenth of a mile from Lake Michigan's shoreline, close enough that the water becomes part of the texture of life here without dominating it. Three parks sit within a mile, and an unnamed park runs right along the boundary—solid outdoor access without the manicured feel. You're dealing with genuine rural character: wooded lots, wetlands, hunting blinds already in place, the kind of property where trees on the land become trim for your own interior, where a covered porch facing the trees isn't a luxury but the whole point. Drive time to M-20 is immediate; corner-lot options exist if you want commercial or mixed-use potential. This stretch attracts people building long-term, not passing through—manufactured homes get renovated, old cabins get insulated properly, families stay.

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Why people love it here

💰Home Values

$189K median

  • 4 sales in last 12mo
Loading map…

Conventional Mortgage Calculator

Median home price in Ferry Area

Estimated Monthly Payment

$1,281/mo

$
$37,750
20%
%
Principal & Interest $97976%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

4 homes sold in Ferry Area this year. Thinking of selling?

See what your home is worth
5.7
/10 avg
Average schools

Based on 3 rated schools nearby

Range: 4/10 to 7/10

School District: Shelby Public Schools

7Shelby Middle SchoolMiddle · 06-08 · 276 students · 14:1 · 7.9 mi
6Shelby High SchoolHigh · 09-12 · 376 students · 16:1 · 8.0 mi
4Thomas Read Elementary SchoolElementary · K-03 · 314 students · 15:1 · 7.9 mi

Walkability

2.8

Limited

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
0.0
🍽️Dining— Restaurants, cafes, bars
0.0
🌳Nature— Parks, trails
2.8
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
0.0

Based on actual walk/bike/drive times to nearby amenities via Mapbox

🌳Parks
Short walk

Park on Federal Forest Road 9304

9 minwalk· 6 min bike· <1 min drive
Park on 3 Mile Rd
3 mindrive
Mill Pond County Park
3 mindrive
Park on Sand Rd
4 mindrive
🛝Playgrounds
Short drive

Playground on Federal Forest Road 9304

3 mindrive· 28 min walk· 15 min bike
Playground on Sand Rd
4 mindrive
🏞️Lakes & Water
Quick drive

Gillon Lake

8 mindrive
Hightower Lake
8 mindrive
Zeek Lake
9 mindrive
Weber Lake
9 mindrive
🥾Hiking Trails
Quick drive

South 158th Avenue

8 mindrive

Crime in Ferry Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.

Oceana County crime & safety stats →

To buy a median-priced Ferry Area home (around $188,750) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $34k/year in household income to qualify — an estimated monthly payment of $1,271 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $1,271/mo$33,903
10% (+PMI)$1,463/mo$39,022
5% (+PMI)$1,528/mo$40,742

Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Ferry Area cost-of-living breakdown →

Land for sale

Listings

2 parcels

Active / pending

Typical Land Value

$5K/acre

Median asking

Median Price

$87K

Per listing

Solar potential

~$907/yr in electricity from a typical rooftop solar system

Produces ~6,346 kWh/yr · offsets ~60% of a typical home's use

Utility, solar, and service details for Ferry Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

Flood Risk

None

Not in flood zone

Nearest Park

Unnamed park

0.3 mi

Parks Nearby

15

within 1 mile

🏫 Schools(5)

Ferry Elementary School

School

1.2 mimap

Rathburn School

2.2 mimap

Newman School

3.0 mimap

Gale School

3.9 mimap

Batten School

4.5 mimap

🌳 Parks(5)

Unnamed park

0.3 mimap

Park

0.3 mimap

Park on Federal Forest Road 9304

0.3 mimap

+2 more within 5 miles

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Ferry Area? Our team can help with availability, schools, and what it's really like to live here.

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Living in Ferry Area: the details

Is Ferry Area a good place to live?

Here is what the data shows about living in Ferry Area. Day to day, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Shelby Public Schools. The going price is around $189,000.

What does it cost to live in Ferry Area?

Homes in Ferry Area sell for a median of about $189,000. There is 1 home for sale here right now and 4 homes sold here in the past year.

Frequently asked about Ferry Area

What do homes cost in Ferry Area?
The median home value in Ferry Area is about $188,750. Individual prices vary by street, size, and condition.
How active is the Ferry Area housing market?
there is 1 home for sale in Ferry Area right now, and 4 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Ferry Area?
Ferry Area is served by Shelby Public Schools. Its highest-rated assigned school is Shelby Middle School (7/10).
Is Ferry Area walkable?
Ferry Area scores 2.8/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Ferry Area

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Ferry Area? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Ferry Area

Estimated Monthly Payment

$1,281/mo

$
$37,750
20%
%
Principal & Interest $97976%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

Nearby Neighborhoods

1 Mile Rd & 155th Ave Area1 Mile Rd & 2 Mile Rd Area1 Mile Rd & 2 Mile Rd Area (North)1 Mile Rd & 2 Mile Rd Area (South)1 Mile Rd & Eisenhower Rd Area1 Mile Rd & Farm Ln Area1 Mile Rd & Stoney Creek Ln AreaRemus Area10 Mile Rd & 220th Ave Area10 Mile Rd & 9 Mile Rd Area10 Mile Rd & Sylvan Rd Area100th Ave & 17 Mile Rd Area+8 more

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