S 140th Ave & Unknown Area
Solid value in a growing area
1 home for sale·Median $189K·Walkability 2.8/10·Schools 5.7/10
People expect emptiness out here—rural acreage, maybe some scattered trailers, the kind of place you pass through. What you actually find is land with serious bones: quarter-acre to forty-acre parcels where actual houses sit, many with basements and decks, some freshly remodeled kitchens with real counters, a few sporting wood stoves and mini splits for year-round living. The area sprawls across nearly five thousand acres in Ferry Township, just a tenth of a mile from Lake Michigan's shoreline, close enough that the water becomes part of the texture of life here without dominating it. Three parks sit within a mile, and an unnamed park runs right along the boundary—solid outdoor access without the manicured feel. You're dealing with genuine rural character: wooded lots, wetlands, hunting blinds already in place, the kind of property where trees on the land become trim for your own interior, where a covered porch facing the trees isn't a luxury but the whole point. Drive time to M-20 is immediate; corner-lot options exist if you want commercial or mixed-use potential. This stretch attracts people building long-term, not passing through—manufactured homes get renovated, old cabins get insulated properly, families stay.
Why people love it here
$189K median
- 4 sales in last 12mo
Conventional Mortgage Calculator
Median home price in S 140th Ave & Unknown Area
Estimated Monthly Payment
$1,281/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
4 homes sold in S 140th Ave & Unknown Area this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 4/10 to 7/10
School District: Shelby Public Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Park on Federal Forest Road 9304
Playground on Federal Forest Road 9304
Gillon Lake
South 158th Avenue
Crime in S 140th Ave & Unknown Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced S 140th Ave & Unknown Area home (around $188,750) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $33k/year in household income to qualify — an estimated monthly payment of $1,255 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,255/mo | $33,478 |
| 10% (+PMI) | $1,445/mo | $38,544 |
| 5% (+PMI) | $1,509/mo | $40,238 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
3 parcels
Active / pending
Typical Land Value
$10K/acre
Median asking
Median Price
$135K
Per listing
Solar potential
~$907/yr in electricity from a typical rooftop solar system
Produces ~6,346 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for S 140th Ave & Unknown Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
0.3 mi
Parks Nearby
15
within 1 mile
Frequently asked about S 140th Ave & Unknown Area
- What do homes cost in S 140th Ave & Unknown Area?
- The median home value in S 140th Ave & Unknown Area is about $188,750. Individual prices vary by street, size, and condition.
- How active is the S 140th Ave & Unknown Area housing market?
- there is 1 home for sale in S 140th Ave & Unknown Area right now, and 4 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve S 140th Ave & Unknown Area?
- S 140th Ave & Unknown Area is served by Shelby Public Schools. Its highest-rated assigned school is Shelby Middle School (7/10).
- Is S 140th Ave & Unknown Area walkable?
- S 140th Ave & Unknown Area scores 2.8/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in S 140th Ave & Unknown Area
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