Rum Creek Condominium
Strong schools draw families here
Median $234K·Walkability 5.8/10·Schools 7.5/10
What catches people off guard about Rum Creek is how much green space wraps around a place this affordable—five acres of grounds that include a creek-side nature trail, the kind of thing you'd expect at a resort rather than a condo community where homes run around $228K. The Rum Creek Nature Trail loops 0.2 miles through woodland, perfect for a quick walk before work, and Memorial Park sits right next door with playgrounds and picnic areas. You're blocks from downtown Rockford's restaurants and shops (a coffee shop is less than a mile away, and a grocery store is about a six-minute walk), yet the place feels set back from the bustle—that tree-lined quiet without the isolation. The condo association keeps things simple: HOA fees run roughly $185 to $200 a month and cover grounds maintenance, snow removal, utilities on common areas, and exterior insurance, so the financial picture stays predictable.
Why people love it here
Meadow Ridge Elementary School
- Elementary — 0.7 mi away
- Rockford
- 5 rated schools in district
$234K median
- 1 recent sale
Walkable for daily errands
- MVP Fitness: 5 min walk
- 11 places within a 10 min walk
Conventional Mortgage Calculator
Median home price in Rum Creek Condominium
Estimated Monthly Payment
$1,589/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 10 rated schools nearby
Range: 1/10 to 9/10
School District: Rockford Public Schools
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Family Fare
+1 more
Arena's Pizza
+1 more
Starbucks Coffee Company
+1 more
Rogue River Tavern
+1 more
Unnamed park
Unnamed playground
North Lake Bella Vista
+1 more
Richardson-Sowerby Park Beach
Luton Yellow Trail
dog_park
White Pine Trail
Rockford - Rogue River Launch
MVP Fitness
Walgreens
Krause Memorial Library
Northstar Cinema
Crime in Rum Creek Condominium is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Rum Creek Condominium home (around $234,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $42k/year in household income to qualify — an estimated monthly payment of $1,556 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,556/mo | $41,504 |
| 10% (+PMI) | $1,792/mo | $47,784 |
| 5% (+PMI) | $1,871/mo | $49,884 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Homeowners Association
Rum Creek Condominiums
Managed by Grandmark Property Management
Source: grar · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$878/yr in electricity from a typical rooftop solar system
Produces ~6,402 kWh/yr · offsets ~61% of a typical home's use
North Kent Sewer Authority (city collection)
City maintains collection; treated by North Kent Sewer Authority (PARCC Side Clean Water Plant). After-hours 616-866-9557.
Resident-arranged private hauler
Rockford Department of Public Safety
Public Safety officers cross-trained as police/fire/medical (merged 2012).
Services for Rockford · Source: rockford.mi.us
Utility, solar, and service details for Rum Creek Condominium are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
0.1 mi
Parks Nearby
110
within 1 mile
🛒 Grocery(7)
Family Fare Supermarket
Grocery Store
Grocery Store
Meijer
Grocery Store
+4 more within 5 miles
🍕 Restaurants(10)
Arena's Pizza
Restaurant
Jody's
Restaurant
Fast Food
Hungry Howie's
Fast Food
+5 more within 5 miles
☕ Coffee(18)
+15 more within 5 miles
🍺 Bars(17)
+14 more within 5 miles
🏫 Schools(7)
Blessed Virgin School
Parkside Elementary
School
Valley View School
Crestwood School
+2 more within 5 miles
💪 Gyms(4)
MVP Fitness
Fitness Center
Fitness Center
Snap Fitness
Fitness Center
+1 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(2)
🚴 Trails(1)
White Pine Trail
Bike Path
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
📚 Libraries(1)
Krause Memorial Library
Frequently asked about Rum Creek Condominium
- What do homes cost in Rum Creek Condominium?
- The median home value in Rum Creek Condominium is about $234,000. Individual prices vary by street, size, and condition.
- How active is the Rum Creek Condominium housing market?
- there is 1 home for sale in Rum Creek Condominium right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Rum Creek Condominium?
- Rum Creek Condominium is served by Rockford Public Schools. Its highest-rated assigned school is Rockford Spanish Immersion (8/10).
- Is Rum Creek Condominium walkable?
- Rum Creek Condominium scores 5.8/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.