Ruby'S Landing Horseshoe Lake
Great schools with outdoor access
Median $178K·Schools 6.7/10
You're looking at a lakeside neighborhood where Horseshoe Lake—an all-sports lake with a sandy bottom—is basically your backyard. Most of the homes here sit on generous double lots with lake access or direct waterfront, and you'll see everything from remodeled cottages to newer builds with open floor plans and modern finishes. The pole barns and covered garages people have tucked onto their properties tell you something about the lifestyle—boats, toys, room to breathe. It's the kind of place where a dock and a little flotilla feel normal, and the public access point is just a short walk away if you want to launch without your own frontage. Winter's not an afterthought either; people are thinking heated floors and gas fireplaces for year-round living. You get real space, real water, and the kind of quiet that comes from being out there rather than wedged in somewhere.
Why people love it here
Lake life
- Horseshoe Lake within walking distance
- 5 parks within 1 mile
Lakeview Elementary School
- Elementary — 5.0 mi away
- Lakeview Community Schools (Montcalm)
- 3 rated schools in district
$178K median
- 2 recent sales
Mortgage Calculator
Median home price in Ruby'S Landing Horseshoe Lake
Estimated Monthly Payment
$1,205/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Flood Risk
None
Not in flood zone
Nearest Park
Horseshoe Lake Public Access
0.3 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Horseshoe Lake
0.0 mi
Based on 3 rated schools nearby
Range: 5/10 to 9/10
School District: Lakeview Community Schools (Montcalm)
Crime in Ruby'S Landing Horseshoe Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Ruby'S Landing Horseshoe Lake home (around $177,500) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $31k/year in household income to qualify — an estimated monthly payment of $1,175 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,175/mo | $31,334 |
| 10% (+PMI) | $1,353/mo | $36,079 |
| 5% (+PMI) | $1,412/mo | $37,662 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
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Fast Food
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Restaurant
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Frequently asked about Ruby'S Landing Horseshoe Lake
- What do homes cost in Ruby'S Landing Horseshoe Lake?
- The median home value in Ruby'S Landing Horseshoe Lake is about $177,500. Individual prices vary by street, size, and condition.
- How active is the Ruby'S Landing Horseshoe Lake housing market?
- there is 1 home for sale in Ruby'S Landing Horseshoe Lake right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Ruby'S Landing Horseshoe Lake?
- Ruby'S Landing Horseshoe Lake is served by Lakeview Community Schools (Montcalm). Its highest-rated assigned school is Lakeview Elementary School (9/10).
Top contributors in Ruby'S Landing Horseshoe Lake
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