Rose Lake in the Woods
Solid value in a growing area
Median $270K
The driveway curves through dense woods before opening onto a clearing—two-acre lots breathing room between neighbors, each property set back far enough that you're genuinely alone out here. Homes tend toward country style, with decks overlooking acreage, detached garages, and the kind of setup that lets people run a generator or wood-burning system without anyone noticing. The nearest restaurant sits about two miles down the road, which means most folks cook at home and use those oversized kitchens for real living. The landscape itself does the heavy lifting—mature trees, privacy that doesn't require walls, and enough land to own rather than just occupy.
Why people love it here
$270K median
- Based on 3yr sales
Mortgage Calculator
Median home price in Rose Lake in the Woods
Estimated Monthly Payment
$1,835/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Crime in Rose Lake in the Woods is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Osceola County.
Osceola County crime & safety stats →To buy a median-priced Rose Lake in the Woods home (around $270,350) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $48k/year in household income to qualify — an estimated monthly payment of $1,790 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,790/mo | $47,724 |
| 10% (+PMI) | $2,061/mo | $54,951 |
| 5% (+PMI) | $2,151/mo | $57,363 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Frequently asked about Rose Lake in the Woods
- What do homes cost in Rose Lake in the Woods?
- The median home value in Rose Lake in the Woods is about $270,350. Individual prices vary by street, size, and condition.
- What schools serve Rose Lake in the Woods?
- Rose Lake in the Woods is served by Pine River Area Schools.
Top contributors in Rose Lake in the Woods
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