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Atlas — Grand Rapids Real Estate

A hyper-local geographic knowledge system for Greater Grand Rapids. Fall in love with a place, then find a home there.

The flagship city of Neighborhood Atlas.

2279 New Town Dr, Grand Rapids, MI 49525
(616) 308-7946 · support@grandrapids.realestate

Operated by Grand Rapids Real Estate Co., a sub-brokerage of AARE · Licensed broker: Jon Hazeltine, Michigan license #6502432782

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© 2026 Grand Rapids Real Estate Co.. All rights reserved. · Equal Housing Opportunity

IDX data provided by MichRIC MLS · @grandrapidsrealestateco

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Home/Neighborhoods/Osceola County/Rose Lake Forest
Subdivision

Rose Lake Forest

Solid value in a growing area

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)

Median $50K

Your morning coffee comes without the ambient hum of traffic, and the view from most porches here tilts toward trees rather than neighbors' mailboxes—the area sprawls across wooded lots, many over an acre, with enough distance between homes that you can actually hear yourself think. A couple of miles south brings restaurants and supplies when you need them, which is close enough to feel connected but far enough that the place itself stays quiet and deliberately undeveloped. You'll find split-plan ranches and chalets mixed with older cabins, many recently remodeled, some still charmingly rough around the edges, sitting on land that the recent sales suggest people have been using for storage sheds, pole barns, and decks facing wildlife rather than cul-de-sacs. The association includes trail access, which matters out here where the setting is genuinely the point—wooded, private, the kind of stretch where a blank-canvas lot and a fireplace feel like honest amenities rather than marketing language.

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Why people love it here

💰Home Values

$50K median

  • 1 recent sale

Conventional Mortgage Calculator

Median home price in Rose Lake Forest

Estimated Monthly Payment

$339/mo

$
$10,000
20%
%
Principal & Interest $25976%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

Recent Sale Price

$50K

1 recent sale

Expected Rent

$1,000/mo

$875 – $1,125 · wider-area estimate

NRPine River Area Elementary SchoolElementary · PK-03 · 295 students · 15:1 · 2.9 mi
NRPine River Area High SchoolHigh · 08-12 · 417 students · 19:1 · 3.9 mi
NRPine River Area Middle SchoolMiddle · 04-07 · 262 students · 16:1 · 3.9 mi

Crime in Rose Lake Forest is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Osceola County.

Osceola County crime & safety stats →

To buy a median-priced Rose Lake Forest home (around $50,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $9k/year in household income to qualify — an estimated monthly payment of $337 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $337/mo$8,981
10% (+PMI)$388/mo$10,337
5% (+PMI)$405/mo$10,793

Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Rose Lake Forest cost-of-living breakdown →

Land for sale

Listings

2 parcels

Active / pending

Typical Land Value

$10K/acre

Median asking

Median Price

$31K

Per listing

Homeowners Association

ROSE LAKE FOREST PROPERTY OWNERS ASSOCIATION

231-388-1307

Source: rlfpoa.org

Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Rose Lake Forest? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Rose Lake Forest

What do homes cost in Rose Lake Forest?
The median home value in Rose Lake Forest is about $50,000. Individual prices vary by street, size, and condition.
How active is the Rose Lake Forest housing market?
there is 1 home for sale in Rose Lake Forest right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Rose Lake Forest?
Rose Lake Forest is served by Pine River Area Schools.

Top contributors in Rose Lake Forest

Data sources: census · Updated 8/2/2026
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Rose Lake Forest? Our team can help.

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Conventional Mortgage Calculator

Median in Rose Lake Forest

Estimated Monthly Payment

$339/mo

$
$10,000
20%
%
Principal & Interest $25976%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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