Rose Lake Forest
Solid value in a growing area
Median $50K
Your morning coffee comes without the ambient hum of traffic, and the view from most porches here tilts toward trees rather than neighbors' mailboxes—the area sprawls across wooded lots, many over an acre, with enough distance between homes that you can actually hear yourself think. A couple of miles south brings restaurants and supplies when you need them, which is close enough to feel connected but far enough that the place itself stays quiet and deliberately undeveloped. You'll find split-plan ranches and chalets mixed with older cabins, many recently remodeled, some still charmingly rough around the edges, sitting on land that the recent sales suggest people have been using for storage sheds, pole barns, and decks facing wildlife rather than cul-de-sacs. The association includes trail access, which matters out here where the setting is genuinely the point—wooded, private, the kind of stretch where a blank-canvas lot and a fireplace feel like honest amenities rather than marketing language.
Why people love it here
$50K median
- 1 recent sale
Mortgage Calculator
Median home price in Rose Lake Forest
Estimated Monthly Payment
$339/mo

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Crime in Rose Lake Forest is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Osceola County.
Osceola County crime & safety stats →To buy a median-priced Rose Lake Forest home (around $50,000) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $9k/year in household income to qualify — an estimated monthly payment of $331 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $331/mo | $8,826 |
| 10% (+PMI) | $381/mo | $10,163 |
| 5% (+PMI) | $398/mo | $10,609 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$10K/acre
Median asking
Median Price
$13K
Per listing
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Frequently asked about Rose Lake Forest
- What do homes cost in Rose Lake Forest?
- The median home value in Rose Lake Forest is about $50,000. Individual prices vary by street, size, and condition.
- How active is the Rose Lake Forest housing market?
- no homes are listed in Rose Lake Forest right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Rose Lake Forest?
- Rose Lake Forest is served by Pine River Area Schools.