Rock Lake
Surrounded by nature
Median $210K·Walkability 0.8/10·Schools 4.0/10
Be first when a home lists in Rock Lake
New listings and price drops in Rock Lake, emailed the moment they hit the market. No account needed, unsubscribe anytime.
Why people love it here
Lake life
- Rock Lake within walking distance
- 10 parks within 1 mile
- Fred Meijer Heartland Trail: 2 min walk
- Rock Lake: 4 min drive
$210K median
- 1 recent sale
Lake facts
OpenStreetMapDepth, fish species, and motor restrictions sourced from MI DNR — coming soon.
Conventional Mortgage Calculator
Median home price in Rock Lake
Estimated Monthly Payment
$1,426/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Nearest Park
Roadside Park
0.1 mi
Parks Nearby
10
within 1 mile
Based on 2 rated schools nearby
School District: Vestaburg Community Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
3D's Pizza
Roadside Park
Rock Lake
Richland Township Library
Crime in Rock Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Rock Lake home (around $210,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $38k/year in household income to qualify — an estimated monthly payment of $1,415 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,415/mo | $37,720 |
| 10% (+PMI) | $1,628/mo | $43,415 |
| 5% (+PMI) | $1,700/mo | $45,329 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$866/yr in electricity from a typical rooftop solar system
Produces ~6,359 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Rock Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Rock Lake? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Rock Lake
- What do homes cost in Rock Lake?
- The median home value in Rock Lake is about $210,000. Individual prices vary by street, size, and condition.
- How active is the Rock Lake housing market?
- no homes are listed in Rock Lake right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Rock Lake?
- Rock Lake is served by Vestaburg Community Schools. Its highest-rated assigned school is Vestaburg Community High School (4/10).
- Is Rock Lake walkable?
- Rock Lake scores 0.8/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Rock Lake
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.